Analytics Manager (Credit Risk)

TL;DR

Analytics Manager (Credit Risk): Managing end-to-end credit strategy for the Shopify portfolio with an accent on limit assignment and purchasing power optimization. Focus on enhancing underwriting frameworks and partnering with ML teams to enable sustainable portfolio growth.

Location: Remote (USA)

Salary: $191,000 – $265,000 per year

Company

Affirm is a fintech company reinventing credit to provide honest, fee-free buy now, pay later services for consumers.

What you will do

• Manage the end-to-end credit strategy for the Shopify portfolio as the primary Credit POC.
• Optimize limit assignment and purchasing power by leveraging alternative data.
• Partner with the Machine Learning team to enhance underwriting frameworks for low AOV.
• Support new product formation and exploration of new verticals.
• Collaborate cross-functionally with Fraud, Product, Engineering, and Capital Markets teams.

Requirements

• 7+ years of professional experience in the credit risk field.
• Must be based in the USA.
• Fluency in SQL and Python.
• Strong working knowledge of lending industry fundamentals and credit risk management.
• Ability to develop strategic roadmaps and challenge the status-quo.
• Excellent communication skills for both technical and non-technical audiences.

Culture & Benefits

• 100% subsidized medical, dental, and vision coverage for employees and their dependents.
• Flexible spending wallets for technology, food, lifestyle, and family-forming expenses.
• Competitive vacation and holiday schedules.
• Employee Stock Purchase Plan (ESPP).
• Remote-first company culture with flexibility to work almost anywhere within the US.