Senior Model Risk Manager (Fintech)

TL;DR

Senior Model Risk Manager (Fintech): Own and evolve model risk management framework for credit, loss forecasting, fraud, marketing, and finance models with an accent on independent validations, performance monitoring, and governance. Focus on leading end-to-end model validations, partnering with data science teams to strengthen methodologies, and delivering decision-ready reports while ensuring regulatory compliance.

Location: San Francisco, CA (Remote)

Salary: $190,000 — $237,000 USD

Company

hirify.global empowers ambitious professionals with smarter borrowing options and a clearer path to managing debt in a fintech lending platform.

What you will do

• Own and evolve the Model Risk Management framework to ensure models are rigorous, transparent, and scalable.
• Lead independent end-to-end model validations, including conceptual soundness, data quality, performance monitoring, and implementation review.
• Partner with Data Science and Risk leaders to improve model design, assumptions, and standards.
• Oversee model performance monitoring, identify risks or drifts, and drive remediation.
• Deliver clear validation reports and communicate technical findings to drive business outcomes.
• Act as advisor on model governance in a high-growth environment.

Requirements

• Master’s degree in quantitative field (Statistics, Economics, Mathematics, Financial Engineering) with 7+ years in model development, validation, or risk management in financial services (or Bachelor’s with 10+ years)
• Experience in consumer/small business lending, ideally fintech or innovative banking, understanding credit decisioning models
• Hands-on with statistical/ML models, Python code, SQL, and large datasets for model assessment
• Knowledge of regulatory model risk expectations applied in high-growth settings
• Strong judgment, independence to challenge assumptions, and cross-functional partnership skills
• Ability to translate complex concepts into actionable insights for stakeholders

Nice to have

• Experience with loss forecasting models and CECL frameworks
• Personal loans or student lending products
• Interactions with auditors/regulators on model risk
• Reviewing third-party/vendor models
• Building model governance frameworks at scaling fintechs

Culture & Benefits

• Health, Dental, Vision benefits plus savings plans
• Mac computers, work-from-home stipend, monthly internet/phone reimbursement
• Employee Stock Purchase Plan, RSUs, 401(k) with company match
• Tuition reimbursement, $1,000 travel perk annually, competitive PTO and parental leave
• Cultural principles: Every Second Counts, Choose To Do Hard Things, Pursue Excellence, Lead Together, Don’t Take Yourself Too Seriously
• Commitment to diversity, inclusion, equity, and belonging