Pricing Actuary (Insurance)

TL;DR

Pricing Actuary (Insurance): Driving pricing and product analytics for homeowners insurance with an accent on state-level rate changes and profitability studies. Focus on building raters in Python and enhancing actuarial data pipelines to optimize business growth and profit.

Location: Hybrid. Must be based in or relocate to Dallas, TX; Austin, TX; Morristown, NJ; or San Francisco Bay Area, CA

Salary: $155,000 - $195,000

Company

hirify.global provides tailored insurance coverage and preventative maintenance plans to protect the joy of homeownership through a modern, intuitive experience.

What you will do

• Lead end-to-end analysis and execution of state-level rate changes and new program launches.
• Collaborate with Underwriting and Product Management to influence profit and growth levers.
• Perform actuarial indications and profitability studies to evaluate rate adequacy and identify growth opportunities.
• Build raters and rate proposals using Python to ensure technical model delivery.
• Develop new internal tools to continuously improve the product development lifecycle.
• Coordinate with legal, finance, and risk teams to translate complex analytics into actionable business work.

Requirements

• Minimum 5 years of actuarial pricing experience in Homeowners or related P&C insurance lines.
• Actuarial credentials: FCAS or near-FCAS.
• Professional coding experience using SQL and Python for data manipulation and analysis.
• Deep knowledge of loss cost trends, rate indications, and loss cost modeling.
• Experience utilizing the output of predictive models to inform strategy.
• Must be based in or be able to relocate to one of the US hub locations (Dallas, Austin, Morristown, or SF Bay Area).

Nice to have

• Homeowners-specific experience with predictive and catastrophe modeling.
• Experience designing new rating plans and program launches.
• Proficiency with git or other version control tools.
• Comfort writing Python packages and working with user-defined class structures.

Culture & Benefits

• Relocation assistance provided for qualified candidates moving to hub locations.
• Comprehensive medical, dental, and vision insurance for employees and their families.
• 401(k) retirement plan, equity compensation, and FSA for health and dependent care.
• Flexible time off and 12 weeks of parental leave for all caregivers.
• Onsite perks including provided snacks and drinks at company habitats.