Sr Commercial Portfolio Manager

TL;DR

Sr Commercial Portfolio Manager (CRE/C&I): Manage and grow commercial lending portfolio with an accent on credit analysis, underwriting, and risk management for complex relationships. Focus on exercising independent credit authority, structuring loans, and mentoring colleagues in a financial institution.

Must be resident of WA, OR, ID, CA, AZ, TX, NC, SC, GA, or VA. Primarily remote; if in Washington state within reasonable driving distance to Tukwila Headquarters, encouraged to come into the office on Tuesdays & Wednesdays each week.

$128,900 - $157,500

Company

hirify.global is a purpose-driven credit union with 1.5 million members and over $30 billion in managed assets, guided by a "people helping people" philosophy since 1935.

What you will do

• Manage and grow assigned portfolio of business credits through annual reviews, extensions, and new requests.
• Lead credit analysis and underwriting, including financial spreads, balance sheets, and cash flow evaluation.
• Exercise independent credit authority to approve requests, risk ratings, pricing, and structures for large complex CRE and C&I credits.
• Support troubled loans by collaborating with borrowers, Relationship Managers, and legal partners.
• Advise leadership on credit requests, renewals, and reviews; structure and protect credit relationships.
• Collaborate, mentor colleagues, negotiate terms, stay compliant with regulations, and represent hirify.global in the community.

Requirements

• Resident of WA, OR, ID, CA, AZ, TX, NC, SC, GA, or VA
• Bachelor’s degree in business, finance or related field, or equivalent experience.
• Minimum 7 years experience in CRE and C&I analysis, underwriting, and/or relationship management in financial institutions
• Advanced analytical skills for financial statements, credit quality, cash flow, and risk assessment.
• Knowledge of credit policies, procedures, and documentation; proficient communication, leadership, and negotiation skills.
• Full-time hours required, with additional as necessary.

Nice to have

• Experience with analytical tools for spreading financials, modeling forecasts, and credit approval.
• Advanced knowledge of industry practices in CRE and C&I lending.

Culture & Benefits

• 401(k) company match up to 3% plus 4% annual contribution.
• Medical, dental, and vision coverage (family contributions).
• PTO program + exchange program; tuition reimbursement.
• hirify.global Cares volunteer time off + donation match.
• Collaborative environment focused on member success, professional development, and work-life balance.