Sr Credit Risk Strategy Lead (Fintech)

TL;DR

Sr Credit Risk Strategy Lead (Fintech): Drive lending business initiatives and craft complex credit strategies for QuickBooks Capital small business lending platform with an accent on underwriting policies, account management, and portfolio performance. Focus on leveraging QuickBooks data for innovative risk solutions, customer segmentation, and cross-functional collaboration to optimize growth and P&L.

New York, New York

New York $140,500 - $190,000

Company

hirify.global is a global financial technology platform powering prosperity through products like TurboTax, Credit Karma, QuickBooks, and Mailchimp for 100 million customers worldwide.

What you will do

• Craft complex credit segmentation criteria for targeting, underwriting policies, and account management using QuickBooks data.
• Manage policy and portfolio performance, extract insights, report to stakeholders, and drive actions.
• Identify opportunities across customer lifecycle, from credit risk to product experience, and drive end-to-end implementation.
• Collaborate with data scientists, underwriting, product, marketing, and engineering teams to develop innovative strategies.
• Use big data tools to analyze transactional data and translate into business opportunities.
• Design, implement, and monitor tests for acquisition strategies and credit policies.

Requirements

• MS/PhD in quantitative fields (Statistics, Operations Research, Industrial Engineering, Economics) or Bachelor with 3+ years experience.
• 3+ years in analytics, preferably lending or fintech.
• Track record of data-driven insights quantitatively and qualitatively.
• Proficient in Python, R, or SQL; advanced Excel and SQL skills.
• Familiar with big data tech like HIVE, Hadoop.
• Credit risk knowledge: bureau attributes, scoring, scorecard modeling, pricing, loss forecasting, collections, fraud.
• Strong analytical, strategic thinking, communication, and ownership skills.

Culture & Benefits

• Competitive compensation with pay-for-performance rewards.
• Eligible for cash bonus, equity rewards, and benefits per hirify.global plans.
• Fast-paced, innovative, cross-functional team environment.
• Focus on results-driven work in a nimble startup within hirify.global.