Senior Credit Risk Analyst (Fintech)

TL;DR

Senior Credit Risk Analyst (Fintech): Developing, deploying, and monitoring models across the credit risk life cycle, including application, behavior, collection, and fraud, with an accent on utilizing a range of data and modeling techniques. Focus on developing bespoke models to meet specific business needs and drive benefit.

Location: Liverpool, England, United Kingdom

Salary: £1000 flexible benefits allowance

Company

hirify.global is the team behind digital retailer Very, helping families get more out of life.

What you will do

• Develop, deploy, and monitor models across the credit risk lifecycle (application, behavior, collection, and fraud).
• Utilize a range of data and modeling techniques.
• Develop bespoke models to meet specific business needs and drive benefit.
• Manage the expectations of stakeholders alongside prioritizing your workload.

Requirements

• Bachelor's degree in a quantitative field such as Statistics, Mathematics, Economics, or a related discipline.
• Experience developing traditional statistical models (linear and logistic regressions and decision trees).
• Proficiency in SAS/SQL/Python/R coding for data extraction, manipulation, and modelling.
• Experience in financial services / banking.
• Understanding and experience of using Credit Bureau data.
• Strong communication skills to convey complex concepts to both technical and non-technical stakeholders.

Culture & Benefits

• Flexible, hybrid working model.
• Inclusive culture and environment.
• 30 days holiday + bank holidays.
• Udemy learning access.
• Bonus potential (performance and business-related).
• Up to 25% discount on Very.co.uk.

Hiring process

• 1st stage - An informal 30-minute video call with the hiring team to discuss your skills and relevant experience.
• 2nd Stage – A one-hour formal interview where you can expect both competency and technical questions (task based) This can be held either in-person or remotely.