Risk Analyst (Fintech)

TL;DR

Risk Analyst (Fintech): Monitoring and investigating suspicious merchant processing activity for a payment processing platform with an accent on identifying suspicious patterns and mitigating potential company losses. Focus on analyzing merchant account activity alerts and collaborating on risk mitigation strategies to ensure compliance and security.

Location: Fully remote within the United States, requiring eligible US working rights and sufficient time zone overlap for team collaboration.

Salary: $55,000 - $70,000 USD yearly

Company

hirify.global is a global platform combining SaaS with embedded payments and tools to help small and medium-sized businesses grow and succeed.

What you will do

• Analyze merchant account activity alerts and departmental reports to identify suspicious transactions and mitigate potential company losses.
• Conduct investigations into suspicious merchant activity, evaluating patterns against internal and external information sources.
• Collaborate with cross-functional teams to design, communicate, and implement risk mitigation strategies aligned with industry standards and regulations.
• Monitor emerging trends and threats in the payments industry, adapting risk assessment methodologies accordingly.
• Communicate with merchants and issuing banks (verbally and written) to resolve escalated issues and gather information.
• Develop and maintain Standard Operating Procedures (SOP) for consistent and effective risk management practices.

Requirements

• Bachelor’s degree in a relevant field preferred, or at least three years of related experience and/or training.
• Proficiency in using risk management tools and software, with an aptitude for learning new technologies.
• Familiarity with fraud detection and payment methodologies, including transaction monitoring, chargeback management, and risk scoring systems.
• Strong analytical skills to interpret data, identify patterns, and detect anomalies indicative of risk.
• Ability to read and interpret business and financial documents.
• Eligible working rights in the United States are required, as Xplor does not sponsor visas.

Culture & Benefits

• 12 weeks Gender Neutral Paid Parental Leave for primary and secondary carers.
• 3 #GiveBackDays annually for volunteering in your local community.
• Unlimited access to LinkedIn Learning and regular career and growth conversations.
• Ongoing dedication to Diversity & Inclusion initiatives and access to free mental health support.
• Flexible working arrangements to support work-life balance.
• Opportunity for a discretionary annual bonus.