Enhanced Due Diligence Analyst (Fintech, AI)

TL;DR

Enhanced Due Diligence Analyst (Fintech, AI): Supporting financial crime compliance by conducting complex due diligence reviews for higher-risk customers with an accent on identifying, assessing, and mitigating regulatory and financial crime risk. Focus on performing in-depth EDD investigations using open-source intelligence and AI-enabled tools, evaluating complex entities, and synthesizing findings into clear investigative summaries.

Location: Hybrid in Denver, San Francisco, or New York City, US. Employees based in these locations are expected to work from the office 2-3 days per week.

Salary: $74,000-$89,000/year for Denver; $93,000-$112,000/year for New York/San Francisco

Company

hirify.global is a product company on a mission to grow the small business economy by handling payroll, health insurance, 401(k)s, and HR for over 400,000 businesses across the country.

What you will do

• Conduct enhanced due diligence reviews for higher-risk customers in accordance with internal procedures and regulatory expectations.
• Perform in-depth open-source research and documentation analysis to assess adverse media, sanctions, PEP exposure, and beneficial ownership structures.
• Evaluate complex or multi-layered entities and synthesize findings into clear investigative summaries and Suspicious Activity Reports (SARs) when appropriate.
• Investigate and escalate EDD-related alerts involving sanctions exposure, adverse media, or other elevated risk indicators, making sound, risk-based recommendations.
• Leverage AI-enabled tools to accelerate research and documentation, providing clear context and constraints while maintaining human judgment.
• Critically review and edit AI-generated research or summaries to ensure accuracy, completeness, and regulatory soundness.
• Identify opportunities to improve investigative workflows and contribute to training materials.

Requirements

• 3+ years of experience conducting enhanced due diligence, AML investigations, or similar investigative work.
• Strong investigative writing skills with the ability to clearly summarize complex fact patterns and risk assessments.
• Excellent research and analytical skills, including comfort working with large volumes of information.
• Experience conducting open-source research and adverse media analysis.
• Familiarity with regulatory expectations related to EDD, SAR reporting, and customer due diligence.
• Ability to apply sound judgment in ambiguous or higher-risk scenarios.
• Experience using AI-enabled tools as part of day-to-day investigative workflows, including refining prompts and validating outputs.

Nice to have

• CAMS or other relevant compliance certifications.

Culture & Benefits

• Equity package and performance bonuses included in compensation.
• Committed to building a workplace that represents and celebrates the diverse customers served.
• Proud to be an equal opportunity employer.
• Provides reasonable accommodations for qualified individuals with disabilities.