Senior Risk Portfolio Data Analyst (Fintech)

TL;DR

Senior Risk Portfolio Data Analyst (Fintech): Develop and implement advanced analytics solutions to monitor and optimize portfolio risk for credit and lending products with an accent on credit loss forecasting models and macroeconomic indicator analysis. Focus on analyzing complex datasets to identify risks, recommend strategies, and drive strategic initiatives in a rapidly growing Fintech company.

Location: Remote (US), with offices in San Jose, CA, or Draper, UT. Applicants must have authorization to work in the United States and are not eligible for visa sponsorship.

Salary: $126,900–$151,800 USD (San Jose range)

Company

hirify.global empowers businesses by replacing outdated financial processes with innovative tools, focusing on financial automation for businesses.

What you will do

• Develop and implement advanced analytics solutions to monitor, assess, and optimize portfolio risk for credit and lending products.
• Develop and maintain credit loss forecasting models using methodologies like Probability of Default (PD), Loss Given Default (LGD), and/or machine learning techniques.
• Analyze portfolio trends, macroeconomic indicators, and unique fintech data streams to inform model assumptions and provide insightful variance analysis.
• Analyze large, complex datasets to uncover trends, identify risks, and recommend actionable strategies.
• Collaborate cross-functionally with Product, Engineering, and Risk Strategy teams to drive strategic initiatives.
• Design and maintain dashboards and reporting tools, translating complex results into clear narratives for stakeholders.

Requirements

• Minimum 4 years of industry experience in risk analytics, data analysis, or data science.
• Bachelor's degree preferably in Economics, Data Science, Statistics, Computer Science, or a related technical field.
• Demonstrated expertise in data analytics, quantitative modeling, or risk portfolio analysis within financial services.
• Proficiency with analytics tools such as SQL, Python, or R, and ability to manipulate large data sets.
• Strong problem-solving skills with a track record of creatively resolving complex business challenges.
• Excellent communication skills and ability to tailor messaging for diverse audiences.
• Must have authorization to work in the United States without requiring visa sponsorship now or in the future.

Culture & Benefits

• 100% paid employee health, dental, and vision plans (HMO, PPO, or HDHP options).
• HSA & FSA accounts, Life Insurance, Long & Short-term disability coverage.
• Employee Assistance Program (EAP).
• 11+ observed holidays and wellness days, and flexible time off.
• Employee Stock Purchase Program with employee discounts.
• Wellness & Fitness initiatives.
• Employee recognition and referral programs.