Macro & Credit Research Economist

TL;DR

Macro & Credit Research Economist: Building and owning macroeconomic and credit indicators derived from large-scale transaction data with an accent on developing forecasting models and identifying economic turning points. Focus on rigorous analysis, real-world performance, and interpretability to inform internal strategy and external research.

Location: Hybrid in San Francisco or New York

Salary: $213,600–$296,400 a year

Company

hirify.global builds tools and experiences that empower thousands of developers to create products, enabling millions to connect their financial accounts to apps and services.

What you will do

• Build transformations, filters, and statistical frameworks from large-scale transaction data to extract economic and credit-cycle signals.
• Develop forecasting models for household financial conditions, credit dynamics, and broader economic trends.
• Identify leading indicators and turning points across liquidity, spending patterns, and credit behavior.
• Build methodologies to detect changes in economic regimes and risk conditions based on high-frequency data.
• Produce rigorous backtests, scenarios, and real-time indicators for internal strategic decisions and external research.
• Create investor-grade written analyses, dashboards, and periodic briefings to synthesize model outputs.

Requirements

• PhD in Economics (macro, finance, monetary, applied micro) or an equivalent quantitative field.
• 4-8 years of applied experience in macro strategy, credit investing, systematic research, or consumer credit analytics.
• Strong econometric and time-series modeling skills, with experience linking micro data to macro outcomes.
• Proficiency in Python and SQL, with comfort working directly with large, noisy, high-frequency datasets.
• Ability to independently build data pipelines and handle raw transaction data.
• Strong written communication skills suitable for investor and executive audiences.

Nice to have

• Experience in hedge funds, asset management, credit investing, central bank research, or fintech risk teams.
• Familiarity with consumer credit behavior, household finance, and unsecured lending cycles.
• Track record of forecasting under uncertainty with measurable performance.
• Experience producing research or insights that influenced investment decisions or risk assessments.

Culture & Benefits

• hirify.global's mission is to unlock financial freedom for everyone.
• Committed to building a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable.
• Encourages applying even if your experience doesn't fully match the job description.
• hirify.global is proud to be an equal opportunity employer and values diversity.
• Committed to providing reasonable accommodations for candidates with disabilities in the recruiting process.