Risk & Compliance Analyst (Fintech)

TL;DR

Risk & Compliance Analyst (Fintech): Monitoring and detecting fraud across high-volume card transactions, investigating chargebacks, and ensuring compliance with financial regulations. Focus on optimizing fraud detection rules, analyzing emerging fraud trends, and collaborating on security improvements in payment applications.

Location: Onsite in Atlanta

Company

hirify.global guides customers and communities towards brighter futures and more livable cities by transforming urban mobility.

What you will do

• Monitor transaction queues and parking data to identify high-risk activity, such as velocity attacks and card testing.
• Optimize and refine fraud detection rule sets in the fraud detection engine.
• Investigate chargebacks and disputes, differentiating between fraud and "friendly fraud."
• Analyze data to spot emerging fraud trends specific to the parking industry, like EVC fraud and QR code scams.
• Collaborate with Product and Engineering teams to close security gaps in mobile apps and web portals.
• Generate weekly/monthly reports on fraud loss rates, chargeback win rates, and false positive ratios.
• Create, implement, maintain, and update risk-related policies and procedures for the company.
• Review and ensure compliance is properly accounted for in other department policies.

Requirements

• Background in deep-dive data analysis.
• Understanding of the full card payment lifecycle and modern fraud rules engines.
• Experience in compliance, merchant, and/or payment experience.
• Experience of EMV payments.
• Demonstrated analytical skills with experience supporting business case preparation and financial tracking.
• Advanced knowledge of Card Scheme, Governmental, Banking and other relevant regulations.
• Ability to design, review, document, and update documented policies in a dynamic, fast-paced environment.
• Strong understanding of the chargeback dispute process and chargeback flows.

Culture & Benefits

• Join a global team committed to transforming urban mobility.
• Work for a company guided by the values: Curious, Focused, and Together.
• Opportunity to grow better, together with customers and communities.