Senior Credit Risk Analyst (Fintech)

TL;DR

Credit Risk Analytics Lead (Fintech): Leading decision science, credit models, portfolio performance, and pricing to improve credit and product performance. Focus on leveraging data science, machine learning, and AI to build systematic risk models and optimize underwriting processes.

Company

hirify.global is a company in fintech.

What you will do

• Provide insights to optimize underwriting and credit decisioning processes.
• Leverage data science, machine learning, and artificial intelligence to build systematic risk models.
• Produce portfolio monitoring and investigative analysis for key stakeholders.
• Develop and optimize pricing models using financial modeling techniques.
• Conduct impact analysis on credit strategies and optimize credit decisions.
• Support the collections and recovery team with data-driven insights and strategies.

Requirements

• Proven experience in decision science, credit risk analytics, data modeling, and AI within financial services or fintech.
• Strong understanding of risk disciplines, including unit profitability evaluation, pricing, risk appetite setting, and credit policy design.
• Experience with B2B/SME lending is highly desirable.
• Demonstrated ability to influence and collaborate with cross-functional teams and senior stakeholders.
• Strong leadership and people management skills.
• Exceptional analytical and problem-solving abilities.