Credit & Commercial Senior Analyst (Fintech)

TL;DR

Credit & Commercial Senior Analyst (Fintech): Develop and optimize commercial and pricing strategies for motor finance portfolios with an accent on data-driven decision making and portfolio performance. Focus on designing multi-channel pricing, analyzing competitor trends, and collaborating cross-functionally to improve funnel conversion and business growth.

Location: Hybrid in London, UK with remote work allowed on Mondays and Fridays

Company

hirify.global is a profitable fintech unicorn founded in 2014, focused on transforming consumer finance with fast, affordable, and friendly products across loans, credit cards, and car finance in the UK and US markets.

What you will do

• Define and continuously optimize multi-channel pricing and commercial strategies to grow the business while maintaining strong returns
• Analyze data using Python and SQL to discover insights and identify optimization opportunities
• Monitor competitor trends and acquisition channel performance to respond quickly to market changes
• Collaborate cross-functionally with product, engineering, data, and external partners to improve funnel performance
• Assess success of implemented strategies and identify areas for improvement

Requirements

• Location: Based in or near London, UK with hybrid work model
• Daily coding experience with Python and SQL
• Proven experience in credit risk or commercial strategy, ideally in consumer lending
• Strategic mindset with ability to translate complex data into actionable decisions
• Collaborative and open approach with willingness to challenge assumptions
• English language proficiency at least B2 level

Nice to have

• Experience in marketing or growth roles

Culture & Benefits

• Work from home every Monday and Friday with in-office collaboration Tuesday to Thursday
• Best-in-class compensation including equity
• Private health insurance coverage
• Fresh healthy lunches prepared in-house on office days
• Inclusive and equal opportunity workplace

Hiring process

• Initial phone conversation with team member
• Onsite interviews including practical case study and team discussions
• Final discussion with executive leadership (C-suite)