Head of ALM (Fintech)

Location: Hybrid in São Paulo, with other listed locations in London and New York

Company

hirify.global is a growing fintech building cross-border money movement infrastructure across multiple jurisdictions, currencies, banking partners, and payment rails.

What you will do

• Build hirify.global's ALM framework, risk policies, limits, governance, and board-approved risk appetite across approximately 10 regulatory licenses.
• Own daily liquidity forecasting, liquidity buffers, stress testing, contingency funding, and visibility across currencies, entities, and partners.
• Measure and manage open FX positions across USD, EUR, MXN, ARS, BRL, COP, and stablecoins, including hedging where appropriate.
• Design investment, yield, funding, and pricing frameworks for customer and corporate balances, credit card products, and lending products.
• Set counterparty concentration limits and monitor banks, custodians, stablecoin issuers, and payment partners.
• Run ALCO, report to executives and the board, maintain safeguarding and minimum liquidity requirements, and define ALM data, tooling, and automation with Finance, Treasury, Risk, Product, Compliance, and Engineering.

Requirements

• 8+ years of experience in ALM, treasury, or balance-sheet risk at a bank, neobank, broker, or fintech, including leadership of the function or a core part of it.
• Deep hands-on knowledge of liquidity risk, LCR/NSFR-style metrics, stress testing, contingency funding, FX risk, and interest-rate risk in the banking book.
• Experience managing a multi-currency balance sheet across multiple countries and regulators.
• Strong quantitative and modelling skills, with the ability to build models independently in SQL, Python, or Excel.
• Experience setting up or running an ALCO and presenting to executives and boards.
• Good judgment in a fast and ambiguous environment, with a pragmatic approach to building and refining frameworks.
• Fluent English required.

Nice to have

• Spanish or Portuguese.
• Experience in Latin American markets, including Mexico, Argentina, Brazil, and Colombia, with exposure to capital controls and high-inflation environments.
• Familiarity with stablecoins, digital-asset custody, or tokenized money-market funds.
• Experience launching deposit or yield products or funding a consumer credit book.
• Experience building treasury data pipelines or working closely with engineering teams.

Culture & Benefits

• Competitive salary and sign-on stock options bonus.
• Discretionary performance bonus in stock options.
• Paid annual leave and private health insurance.
• Access to current technology and a strong team focused on skill development.