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Текст:
Hirify AI/Оригинал
TL;DR
Strategic Partnerships Compliance Testing Analyst (Consumer Lending/Fintech): Performing compliance and credit testing for consumer and small business lending programs with an accent on regulatory requirements, loan-file reviews, and corrective-action validation. Focus on documenting testing results, researching lending regulations, and identifying potential compliance concerns across strategic partnership programs.
Location: Salt Lake City, Utah, United States; hybrid schedule with a minimum of three days per week in the office
Company
hirify.global is an industrial loan bank providing consumer loans for recreational vehicles, boats, and home improvement, as well as loan origination services for fintech partners across the United States.
What you will do
Perform routine compliance and credit testing using established programs, procedures, checklists, and methodologies.
Review loan files, marketing materials, disclosures, complaints, and operational processes for regulatory and Bank compliance.
Document testing results, exceptions, and observations in workpapers and support testing reports and management summaries.
Track and validate corrective actions under supervision while maintaining organized testing documentation.
Research regulatory requirements, participate in training, and support Compliance and Strategic Partnerships projects.
Escalate potential concerns to senior team members and assist with other compliance-related duties.
Requirements
High school diploma or equivalent required; a college degree is preferred and may be substituted with at least 3–4 years of related experience or an equivalent combination of education, training, and experience.
At least one year of regulatory compliance and credit testing or related experience.
Basic knowledge of federal laws and regulations applicable to consumer and, where applicable, small business lending, including BSA, UDAAP, ECOA, Fair Lending, TILA, FCRA, FACTA, Privacy, SCRA, MLA, E-SIGN, FDCPA, TCPA, CAN-SPAM, and EFTA.
Knowledge of credit lifecycle processes, including application processing, underwriting, loan structuring, income verification, manual overrides, and exception management.
Understanding of lending documents, including promissory notes, security agreements, and credit risk assessments.
Ability to test compliance with federal statutory and regulatory requirements using established programs and checklists.
Ability to work in a fast-paced environment, manage multiple duties, meet deadlines, think critically, solve problems, and respond effectively to feedback.
Strong written, verbal, and interpersonal communication skills, including the ability to interface with Bank and Strategic Partnerships management.
Proficiency with Microsoft Outlook, Word, Excel, and PowerPoint; banking or Strategic Partnerships lending experience is preferred.
Must be authorized to work in the United States without current or future sponsorship requirements. Must pass a pre-employment background check and maintain eligibility for continued employment.
Culture & Benefits
Hybrid work requires at least three days per week in the office, subject to business needs and management approval.
Professional office or approved secure home-office environment; occasional additional hours may be required for business needs and time-sensitive projects.
Medical, dental, vision, disability, and life insurance.
401(k) with company match, paid holidays, vacation and sick time.
Financial Wellness Program, volunteer opportunities, work-life balance, and an open-door policy.
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