Risk & Underwriting Leadership Development Program Analyst (Insurance)

Location: Hybrid in Bloomfield, CT or Scottsdale, AZ, with at least three onsite days per week; employees must be able to meet the schedule at their assigned office. Relocation assistance is not offered. Pre-employment drug testing requires availability within the United States approximately 45 days before the January 11, 2027 start date.

Hourly rate: $25–$38 USD, depending on experience and geographic location. The role may also participate in an annual bonus plan.

Company

Cigna Healthcare, a division of hirify.global, supports customers in navigating the healthcare system and making informed decisions about their health.

What you will do

• Assess risk characteristics and recommend pricing and terms that balance competitiveness with financial discipline.
• Apply quantitative analysis and underwriting judgment to evaluate profitability drivers and communicate trade-offs.
• After training, help manage a book of business by monitoring performance, identifying trends, and taking proactive action.
• Collaborate with Sales and Account Management to design customer solutions and support retention.
• Negotiate with clients and brokers using clear rationale, professional communication, and strong follow-through.
• Share insights and best practices to improve underwriting consistency, efficiency, and outcomes.

Requirements

• Bachelor’s degree required. Preferred majors or minors include Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare.
• Candidates with degrees outside these areas must have relevant prior experience or an internship in analytics, finance, or insurance.
• Demonstrated quantitative capability through coursework, projects, or experience, with comfort working with math and numbers.
• Strong written and verbal communication skills, including the ability to present recommendations clearly.
• Eligible for employment in the United States without current or future visa support, including H-1B, CPT, OPT, or STEM authorization.
• Must be able to work onsite at the assigned office at least three days per week.

Nice to have

• GPA of 3.0 or higher.
• Strong analytical and critical-thinking skills.
• Confidence in negotiation and problem-solving.
• Customer-focused mindset.
• Proficiency with Excel or similar analytical tools.
• Growth mindset, learning agility, and comfort using feedback to improve.

Culture & Benefits

• Structured training in risk evaluation, pricing fundamentals, product knowledge, negotiation, portfolio management, and leadership communication.
• Coaching, workshops, mentoring, job shadowing, strategic projects, and an optional rotation across products, markets, and customer segments.
• Hybrid schedule with onsite work Tuesday, Wednesday, and one additional employee-selected day; remaining days may be worked remotely.
• Medical, vision, dental, well-being, and behavioral health benefits from the first day of employment.
• 401(k), company-paid life insurance, tuition reimbursement, at least 18 paid days off annually, paid holidays, and leaves of absence.
• Home internet must use cable broadband or fiber service with at least 10 Mbps download and 5 Mbps upload speeds.

Hiring process

• Selected candidates must complete mandatory pre-employment tasks approximately 45 days before the program begins, including a drug test.