Senior Director - Portfolio Risk & Underwriting Strategy (Insurance)

Location: Work from home; virtual roles in Nebraska and Chesterfield, Missouri

Salary: USD 137,000–210,000 per year

Company

hirify.global Asset Protection provides finance and insurance solutions for the automotive, marine, powersports, and recreational vehicle industries, including vehicle protection plans, GAP coverage, limited warranties, and ancillary products.

What you will do

• Lead portfolio risk management, performance oversight, profitable growth, and risk selection across products, programs, distribution channels, and geographies.
• Analyze loss, exposure, pricing, frequency, severity, mix-of-business, and market trends to identify risks and recommend portfolio actions.
• Direct underwriting strategy and governance covering pricing, eligibility, authority, referrals, and exceptions.
• Partner with Actuarial, Product, Finance, Sales, and Operations on product changes, pricing, reserving, and portfolio returns.
• Guide forecasts, predictive models, simulations, dashboards, scenario analyses, monitoring routines, thresholds, and executive reporting.
• Lead complex decisions, improve underwriting data, tools, controls, and processes, and coach a high-performing team.

Requirements

• Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, Finance, Risk Management, Business, or a related field.
• At least 7 years of progressive experience in underwriting, actuarial, portfolio management, product management, risk management, or a related insurance discipline, including at least 4 years of relevant leadership experience with direct people management.
• Experience managing portfolio performance and profitability across multiple products, programs, markets, or distribution channels.
• Experience using analytics, performance metrics, and financial insights to support strategic decisions and portfolio actions.
• Demonstrated success partnering across functions to shape business strategy and execute complex initiatives.
• Ability to present recommendations and influence decisions at the senior-leadership level.
• Deep knowledge of underwriting, portfolio management, risk selection, insurance profitability, pricing, forecasting, trend analysis, scenario modeling, and performance measurement.
• Understanding of loss cost, frequency, severity, exposure, mix, concentration, and rate adequacy concepts relevant to P&C or specialty insurance portfolios.
• Executive communication, strategic judgment, cross-functional influence, people leadership, talent development, organizational change, and decision-making in ambiguous environments.

Nice to have

• At least 8 years of progressive experience in actuarial, underwriting, portfolio management, product, or insurance risk leadership.
• ACAS, FCAS, progress toward a Casualty Actuarial Society designation, CPCU, ARM, or another relevant insurance credential.
• Experience in automotive finance and insurance, extended service contracts, vehicle protection products, warranty administration, specialty insurance, or adjacent P&C markets.
• Experience with pricing strategy, reserving, predictive analytics, loss trend analysis, actuarial model implementation, underwriting transformation, governance, data modernization, or technology-enabled decisioning.
• Advanced degree such as an MBA or MS.

Culture & Benefits

• Remote work arrangement with full-time employment.
• Health, dental, and vision insurance, mental health benefits, and an employee assistance program.
• Paid time off, paid parental leave, short-term disability, and a cultural observance day.
• Healthcare account contributions, a pension plan, and a 401(k) plan with company matching.
• ProHealth Rewards provides wellbeing support and cash rewards; benefit eligibility may vary by position.

Hiring process

• Applicants requiring disability accommodation during the application or recruitment process may contact the designated hirify.global email address; general employment questions should not be sent there.