Portfolio Manager, Commercial

Location: Lake Forest, Illinois, United States

Salary: $85,000–$110,000 annually, plus eligibility for an annual discretionary bonus

Company

hirify.global provides community and commercial banking, specialty finance, and wealth management services through 16 bank charters and nine non-bank businesses.

What you will do

• Manage an assigned portfolio of commercial customers in partnership with relationship managers.
• Monitor portfolio reporting, delinquency, problem loans, exceptions, ticklers, and other risk indicators.
• Collect and review financial statements, tax returns, covenant compliance certificates, and borrowing bases.
• Identify early warning signs, develop risk mitigation plans with borrowers, and transfer accounts to the Special Assets Group when appropriate.
• Prepare credit packages for annual reviews, renewals, loan requests, portfolio reviews, and criticized asset reviews.
• Structure and underwrite complex commercial loan transactions, provide credit recommendations, review loan documentation, and support audits, compliance reviews, and regulatory exams.

Requirements

• Bachelor’s degree in business administration, finance, accounting, or a related discipline.
• Minimum 4 years of commercial credit experience, including corporate banking, middle market, or commercial real estate experience.
• Proficiency in Microsoft Office, including Excel, Word, PowerPoint, and financial forecast models.
• Excellent oral and written communication skills.
• Strong analytical and organizational skills, with the ability to proactively manage and prioritize workflow.
• Strong interpersonal skills, proven ability to establish client relationships, and ability to work within a team environment.
• Understanding of general credit and risk principles, mitigants, and banking policies and procedures.

Nice to have

• Leveraged lending experience.
• Formal bank credit training.

Culture & Benefits

• Family-friendly work hours and a promote-from-within culture.
• Medical, dental, vision, life, disability, critical illness, accident, pet, and employee assistance program benefits.
• Traditional and Roth 401(k) with company match, flexible spending account, employee stock purchase plan, and tuition reimbursement.
• Parental leave, transportation and commuting benefits, and banking benefits.
• Equal opportunity workplace with consideration for qualified applicants regardless of legally protected status.