SBA Eligibility Review Officer III (SBA/USDA Lending)

Location: Columbus, OH; also available in Chicago, IL; Detroit, MI; Dallas, TX; and Toledo, OH. Office workplace type.

Annual salary: $70,000–$140,000, plus eligibility for applicable incentive compensation and benefits.

Company

hirify.global provides banking and government-guaranteed lending services.

What you will do

• Review SBA and USDA guaranteed business loans, including advanced-complexity loans with customer exposure up to $5 million, to determine eligibility, structure, and closing compliance.
• Serve as a subject matter expert and consultant on SBA servicing procedures and government-guaranteed loan programs for sales, underwriting, closing, and operations colleagues.
• Assess borrower, co-borrower, and guarantor eligibility and ensure the SBA guarantee can be enforced.
• Review use of proceeds, franchise and purchase agreements, bank notes, business plans, reports, and other eligibility documentation; order SBA numbers and prepare SBA Loan Authorizations and related forms.
• Research and resolve complex servicing questions, support loan workouts, liquidations, and litigation, and submit final SBA wrap-up reports when required.
• Support SBA loan accounting and 1502 reporting, train and mentor new hires, and assist SBA ERO I and II colleagues.

Requirements

• Bachelor’s Degree and 5 years of HNB SBA/USDA lending or due diligence experience, or at least 7 years of direct SBA/USDA lending or due diligence experience.

Nice to have

• Bachelor’s Degree in Finance, Accounting, Business, or Economics.
• Knowledge of SBA Standard Operating Procedures and SBA/USDA loan programs.
• Ability to document and communicate eligibility conditions in accordance with SBA SOPs.
• Ability to work in a fast-paced production environment with strong organization, attention to detail, and multitasking skills.
• Professional communication and interaction skills across organizational levels.
• TSoft and SBA ETRAN experience.
• Excellent PC skills, including Excel, Word, Outlook, AFS, and Velocity.
• Strong verbal, written, analytical, and concise transaction-risk documentation skills.

Culture & Benefits

• Full-time office position; specific work arrangements are determined by the hiring team.
• Health insurance, wellness program, life and disability insurance, retirement savings plan, paid leave, paid holidays, and PTO.
• Exempt position, not eligible for overtime pay.
• Equal opportunity employer with a tobacco-free hiring practice.