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7 дней назад

Mortgage Banker

120 000 - 160 000$
Формат работы
hybrid
Тип работы
fulltime
Грейд
senior
Английский
b2
Страна
US
Вакансия из списка Hirify.GlobalВакансия из Hirify Global, списка международных tech-компаний
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Описание вакансии

Текст:
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TL;DR
Mortgage Banker (Residential Mortgage Lending): Building self-sourced residential mortgage production and managing complex financing for affluent, high-net-worth, and eligible international borrowers with an accent on business development, jumbo and portfolio lending, and trusted client advisory. Focus on structuring sophisticated transactions, analyzing complex income and asset profiles, coordinating origination through closing, and maintaining compliance with mortgage lending regulations.

Location: Miami, Florida or New York, New York. Hybrid work with office-based, remote, and regular external client and referral-partner meetings.

Expected salary: USD 120,000–160,000 annually, depending on experience, qualifications, licenses, and seniority.

Company

hirify.global is a major Latin American investment bank building a U.S. banking and wealth management platform across the Americas, Europe, and Asia.

What you will do

  • Drive self-sourced residential mortgage production through prospecting, business development, referral relationships, and individual sales strategy.
  • Advise affluent, high-net-worth, and eligible international borrowers on conventional, jumbo, portfolio, and specialized residential financing.
  • Structure and originate complex transactions involving non-conforming loans, foreign-national borrowers, trusts, entities, LLCs, investment properties, and luxury properties.
  • Analyze complex income, tax, asset, liquidity, and balance-sheet profiles, including self-employed and foreign income.
  • Manage the borrower experience from consultation and application through closing in coordination with underwriting, credit, appraisal, fulfillment, closing, and servicing teams.
  • Maintain pipeline records and performance data using approved loan-origination and CRM technology while upholding responsible lending, privacy, fair-lending, and BSA/AML requirements.

Requirements

  • At least three years of residential mortgage origination and business development experience, including demonstrated self-sourced production.
  • Ability to develop external referral relationships and manage an individual production pipeline.
  • Working knowledge of residential mortgage products, borrower qualification, loan documentation, SAFE Act, TILA/Regulation Z, RESPA/TRID, ECOA, Fair Lending, HMDA, anti-steering, and loan-originator compensation rules.
  • Strong consultative sales, communication, relationship-management, organizational, and follow-through skills.
  • Proficiency with mortgage-origination technology, CRM tools, and standard productivity applications.
  • High school diploma or equivalent.
  • Ability to satisfy employment screening and applicable SAFE Act registration and/or NMLS licensing requirements, including ongoing eligibility.

Nice to have

  • Established production relationships in the assigned market.
  • Seven or more years of residential mortgage origination experience with complex, larger-balance transactions.
  • Experience with jumbo, portfolio, conventional, specialized, or international borrower financing and HNW/UHNW clients.
  • Bachelor’s degree in Business, Finance, Real Estate, Economics, or a related field; equivalent professional experience may be considered.

Culture & Benefits

  • Entrepreneurial, performance-driven culture with long-term career development potential.
  • Collaborative and inclusive environment valuing diversity of thought and background.
  • Market-facing role with regular external meetings, networking, and client or referral-partner engagement.
  • Office-based and remote work activities are available as authorized by the Bank.

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