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Текст:
Hirify AI/Оригинал
TL;DR
Technical Product Manager (Fintech) (Wallet & Card): Building wallet infrastructure, money movement rails, and a live debit card program inside WhatsApp with an accent on stablecoin settlement, reconciliation, authorization flows, tokenization, and payment performance. Focus on designing resilient APIs and on-chain flows, improving acceptance and fraud metrics, and leading technical roadmaps across engineering, fraud, finance, and external payment partners.
Location: Mexico. Currently fully remote, with a future transition to a hybrid setup.
Company
hirify.global is a hyper-growth Series C fintech building AI-powered conversational financial services, remittances, credit, savings, and wallet products for Latinos in the US using real-time financial infrastructure and crypto rails.
What you will do
Define wallet infrastructure decisions covering custody, key management, stablecoin and settlement chains, ledger integration, automated reconciliation, and infrastructure partners.
Manage funding and withdrawal rails, partner integrations, settlement timing, transaction success rates, and reconciliation.
Own technical operations for a live debit card program, including authorizations, decline codes, tokenization, digital wallets, disputes, network rules, and acceptance rates.
Partner with Fraud on card and funding controls, data pipelines, loss ratios, and false-decline rates.
Work hands-on with engineers on APIs, webhooks, on-chain flows, real-time authorizations, production debugging, logs, SQL, and resilience mechanisms.
Lead the pod roadmap and metrics while coordinating with product, engineering, finance, compliance, leadership, and infrastructure, issuing, banking, processor, and network partners.
Requirements
5+ years of product management or adjacent experience focused heavily on payments infrastructure or card issuing, with hands-on ownership in a fast-paced, ambiguous environment.
Deep expertise in funding and payout rails, processors, banking partners, settlement, automated reconciliation, and rail economics.
Experience evaluating infrastructure options with engineering leadership, making build-versus-partner decisions, and managing technical trade-offs.
Experience owning payment KPIs, including authorization and acceptance rates, fraud loss ratios, funding success rates, and unit cost, and using data to optimize systems.
Technical fluency in reading API documentation, inspecting logs, running SQL queries independently, and designing timeouts, retries, and fallback routes.
Direct experience managing relationships with issuers, processors, card networks, sponsor banks, or web3/fiat infrastructure partners.
Exceptional communication skills for aligning engineering, fraud, finance, compliance, and executive leadership on complex technical roadmaps.
Excellent written and verbal English communication skills.
Equivalent competencies in the listed areas may also be considered.
Nice to have
Experience with stablecoin-funded card programs or stablecoin on-ramps and off-ramps, including Circle, Bridge, Zero Hash, or MoonPay.
In-depth card issuing knowledge covering authorization and settlement flows, decline analysis, tokenization, disputes or chargebacks, and Visa/Mastercard network rules.
Hands-on exposure to digital wallets, blockchain protocols, smart contracts, or non-custodial wallet infrastructure.
Experience managing a card network program or sponsor bank relationship.
Spanish language fluency.
Culture & Benefits
Work is currently fully remote, with a future transition to a hybrid setup.
Competitive salary, initial stock options grant, and annual performance bonus.
Health, dental, and vision plans, unlimited PTO, and paid parental leave.
Continuous learning opportunities and growth in a dynamic entrepreneurial environment.
Culture emphasizes customer obsession, urgency, extreme ownership, collaboration without ego, transparency, curiosity, and experimentation.
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