Technical Product Manager, Wallet & Card (Fintech)

Location: Miami, USA; hybrid work setup

Company

hirify.global is a hyper-growth Series C fintech building an AI-powered conversational financial companion for Latinos in the US, combining remittances, crypto rails, credit, savings, and wallet services.

What you will do

• Define wallet infrastructure decisions covering custody and key management, stablecoin and settlement chains, ledger integration, automated reconciliation, and infrastructure partners.
• Manage funding and withdrawal rails, integrations, transaction success rates, settlement timing, and reconciliation across partners.
• Own technical operations and evolution of the live debit card program, including authorizations, decline codes, tokenization, digital wallets, disputes, network rules, and acceptance rates.
• Partner with Fraud on card and funding controls, data pipelines, fraud loss ratios, and false-decline reduction.
• Work hands-on with engineers on APIs, webhooks, on-chain flows, real-time authorizations, production debugging, logs, SQL databases, and resilience mechanisms.
• Lead the pod roadmap and metrics while coordinating card lifecycle flows, product integration, vendors, and stakeholders across engineering, fraud, finance, compliance, and leadership.

Requirements

• 5+ years of product management or adjacent experience focused on payments infrastructure or card issuing, with hands-on ownership in a fast-paced, ambiguous environment.
• Deep expertise in funding and payout rails, processors, banking partners, settlement, automated reconciliation, and rail economics.
• Experience evaluating infrastructure options with engineering leadership, making build-versus-partner decisions, and managing technical trade-offs.
• Track record owning payment KPIs such as authorization and acceptance rates, fraud loss ratios, funding success rates, and unit cost.
• Ability to read API documentation, inspect logs, run SQL queries independently, and design timeouts, retries, and fallback routes.
• Direct experience managing issuers, processors, card networks, sponsor banks, or web3/fiat infrastructure partners.
• Exceptional communication skills for aligning engineering, fraud, finance, compliance, and executive leadership on technical roadmaps.
• Excellent written and verbal English communication skills required.
• Equivalent competencies in the listed areas may also be considered.

Nice to have

• Experience with stablecoin-funded card programs or stablecoin on-ramps and off-ramps, including Circle, Bridge, Zero Hash, or MoonPay.
• In-depth card issuing lifecycle knowledge, including authorization and settlement flows, decline analysis, tokenization, disputes and chargebacks, and Visa/Mastercard network rules.
• Exposure to digital wallets, blockchain protocols, smart contracts, or non-custodial wallet infrastructure.
• Experience managing a card network program or sponsor bank relationship.
• Spanish fluency.

Culture & Benefits

• Hybrid work setup in Miami and an entrepreneurial environment focused on customer obsession, urgency, ownership, transparency, collaboration, and experimentation.
• Competitive salary, initial stock options grant, and annual performance bonus.
• Unlimited PTO and paid parental leave.
• Health, dental, and vision plans.
• 401(k) with employer matching for US-based employees.
• Continuous learning and growth opportunities.