Lead PM (Capital Markets and Pricing)

Location: On-site in New York City or Palo Alto, United States. Must live in or be willing to relocate to Palo Alto, California, or New York City.

Company

hirify.global is building a vertically integrated mortgage platform that turns loan origination into a single API for lenders, originators, and capital partners.

What you will do

• Set the strategy for capital markets and pricing, align product, engineering, and capital markets teams, and help grow the team.
• Own the roadmap for the pricing engine, product eligibility, rate locks, and secondary execution.
• Automate best execution across agency cash and MBS, aggregators, whole-loan buyers, investors, and counterparties.
• Build pricing models, market analysis, loan products, real-time pricing APIs, and integrations for commitments, loan delivery, and loan sale.
• Reduce cost and margin leakage across pull-through, lock extensions, fallout, pricing exceptions, repurchase risk, hedging, pipeline risk, and warehouse capacity.
• Write and ship production code, track pricing and execution performance, and ensure pricing is consistent, auditable, explainable, and compliant with fair-lending and loan-officer-compensation rules.

Requirements

• 4+ years in product management or a quantitative role such as quant research, trading, or pricing at a hedge fund, bank, or trading firm.
• Very strong quantitative skills, including experience building pricing or risk models and working with real market data.
• Fluency in SQL and Python.
• Experience owning and scaling pricing, marketplace, payments, or other products where small economic changes have a significant impact.
• Ability to write code, commit to a production codebase, and work with engineers on real-time pricing systems and integrations.
• Experience building 0–1 products in a regulated industry.
• Ability and motivation to learn mortgage capital markets from first principles, including pricing, secondary execution, and hedging.
• Strong prioritization, quantitative reasoning, communication, relationship-building, and willingness to work deeply with market and product details.

Nice to have

• Experience in mortgage capital markets, secondary marketing, pricing engines, or launching loan products.

Culture & Benefits

• Fast-paced, high-ownership environment with direct debate, strong opinions, and outcome-focused work.
• Work with traders, investors, warehouse lenders, aggregators, product and engineering teams, GTM, and Account Management.
• Emphasis on replacing manual mortgage-process work with software and automation.
• Pricing must be fair, consistent, explainable, and compliant in a heavily regulated market.
• Use AI in day-to-day work and take ownership of ideas that improve the product and team.