Mortgage Loan Officer- Charlotte NC

Location: Remote; work location listed as Charlotte, North Carolina, United States of America. Occasional domestic travel may be required.

Salary: $11.54 per hour plus commission, depending on established local minimum wage.

Company

TD is a global financial institution and one of the largest banks in North America, serving households and businesses across Canada, the United States, and other markets.

What you will do

• Sell and originate residential mortgage loans while working toward sales goals.
• Meet with prospects and explain mortgage products, services, terms, and application requirements.
• Guide customers through applications, document collection, underwriting, processing, commitment, and closing.
• Enter and maintain loan information in mortgage systems and prepare supporting files for underwriting, regulatory, and audit purposes.
• Use point-of-sale underwriting systems within assigned authority and communicate loan decisions and outstanding conditions.
• Coordinate with customers, underwriters, processors, realtors, closing agents, and sales management; participate in seminars and home financing workshops.

Requirements

• Bachelor’s degree or progressive work experience in addition to the required experience.
• At least 2 years of mortgage origination experience.
• Proven sales ability, negotiation skills, strong time management, and the ability to plan activities independently to achieve sales goals.
• Developing knowledge of the mortgage industry, products, lending practices, regulatory guidelines, policies, and procedures.
• Excellent verbal and written communication skills.
• PC skills and the ability to learn mortgage origination and automated underwriting systems.
• Must be eligible for employment with a covered financial institution and for registration as a mortgage loan originator with NMLS under applicable federal requirements.
• Satisfactory criminal background and credit report checks, together with required statements or certifications regarding government findings.

Culture & Benefits

• Full-time schedule of 40 hours.
• Training, onboarding, continuing education, mentoring, and online learning are provided.
• Benefits include health and well-being programs, savings and retirement plans, paid vacation, flexible and holiday PTO, banking benefits, discounts, and career development.
• Respectful workplace with equal employment opportunity and accommodation support.

Hiring process

• Candidates of interest will be contacted by email or phone to schedule an interview.
• Applicants requiring accommodation may contact the hirify.global US Workplace Accommodations Program with their name, preferred contact method, and accommodation needs.