Closer (Residential Mortgage)

Location: San Diego, California; other location: Las Vegas, Nevada. Onsite role in the United States.

Salary: $21.00–$23.00 per hour. Eligible for an annual discretionary cash bonus target of 10% and an annual discretionary restricted stock units bonus target of 10%.

Company

hirify.global provides technology-driven financial tools and services for individuals, small businesses, and companies.

What you will do

• Generate initial and final closing disclosures and draw closing documents.
• Review and audit loan documents for accuracy on moderate to complex residential mortgage loans.
• Clear conditions with Processing and Underwriting departments.
• Perform regulatory validation covering Flood, HMDA, TRID, RESPA, and related requirements.
• Cross-train on funding loans and perform other closing functions as workload requires.

Requirements

• In-depth knowledge of RESPA and TRID guidelines.
• Experience working in a lender’s closing department.
• Ability to draw closing documents using third-party software such as DocMagic.
• Knowledge of current investor guidelines and government regulations, including ECOA, FCRA, HMDA, MDIA, TILA, AIR/HVCC, and related compliance requirements.
• Knowledge of investor guidelines and suspense clearance for loan purchase.
• Excellent organizational skills, strong attention to detail, and ability to identify problems in loan files.
• Strong math skills and computer literacy.
• Ability to work in a team environment, multitask, work under pressure, and meet deadlines in a fast-paced environment.
• Excellent verbal and written communication skills and willingness to perform multiple functions throughout the day.

Culture & Benefits

• Medical, dental, vision, and life insurance.
• Paid sick leave, approximately three weeks of vacation, and about 11 holidays per year.
• HSA or FSA account and other voluntary benefits.
• 401(k) retirement savings plan with employer match and a 529 savings plan.
• Employee mortgage loan program and free access to an hirify.global account with self-directed trading.
• Employment is subject to credit, criminal background, and pre-employment drug screening; participation in E-Verify is required for U.S. facilities.