Credit Products Specialized Industries Associate (Oil & Gas)

Location

Houston, Texas, United States; Greenway Plaza, 3773 Richmond Avenue.

Salary

Annual job range target: $104,034.08 minimum to $136,918.50 median USD. The role is eligible for a discretionary incentive plan.

Company

hirify.global is a banking organization offering commercial banking and credit products.

What you will do

• Prepare credit approval packages for new and renewed credit products, including risk ratings, financial performance, covenant compliance, relationship profitability, and other risk drivers.
• Analyze guarantors and support underwriting of commercial credit opportunities and renewed credit exposure.
• Review pre-closing loan documents and closing due diligence with Credit Products Specialized Industries Managers.
• Manage financial reporting, covenant requirements, past dues, documentation exceptions, credit files, and tickler maintenance.
• Monitor assigned portfolios, servicing activities, risk-rating changes, exposure-reduction opportunities, and new business opportunities.
• Participate in customer and prospect calls, develop financial solutions, and ensure compliance with internal credit policies and external regulatory requirements.

Requirements

• Bachelor’s degree in Finance, Accounting, or a related field.
• Two years of underwriting, financial services analysis, or accounting experience.
• Completion of a major corporate credit training program or equivalent corporate banking/corporate finance experience.
• Ability to complete credit packages and credit services agreements with management oversight.
• Ability to identify and voice issues, initiate discussions, and perform quality analysis.
• Strong analytical, problem-solving, verbal, and written communication skills.
• Ability to manage and/or lead multiple projects under pressure while working collaboratively with multiple stakeholders.
• Strong organization and attention to detail.

Nice to have

• Oil and gas experience.
• Additional qualifications and relevant experience may qualify the candidate for a higher level.

Culture & Benefits

• Full-time, incentive-eligible position exempt from overtime under the Fair Labor Standards Act.
• Paid vacation and sick time.
• 401(k) with company match.
• Medical, dental, vision, disability, life insurance, health savings account, and flexible spending account benefits.
• Parental leave, employee assistance program, and associate volunteer program.

Hiring process

• Applications are accepted electronically through the Regions career site.
• Job postings remain active for at least five business days from the posting date and may close earlier or remain open longer based on business needs.