L&H Underwriter (Insurance)

Location: Hybrid, with office attendance three days per week in Armonk, NY; Fort Wayne, IN; Kansas City, MO; Schaumburg, IL; Miami, FL; Plano, TX; Windsor, CT; Washington, DC; New York, NY; Chicago, IL; or Alpharetta, GA, United States. Travel is expected to be 10% or less.

Base salary: $96,000–$144,000 for Armonk, NY, New York, NY, and Washington, DC; $88,000–$132,000 for Fort Wayne, IN, Alpharetta, GA, Windsor, CT, Chicago, IL, Schaumburg, IL, Miami, FL, Kansas City, MO, and Plano, TX.

Company

hirify.global provides reinsurance, insurance, and insurance-based risk transfer solutions across Property & Casualty and Life & Health.

What you will do

• Apply disciplined, evidence-based risk selection across medical, non-medical, financial, product, market, and governance considerations while meeting service standards and production goals.
• Escalate complex or unusual matters and apply hirify.global underwriting guidelines in a commercially sound way.
• Partner with clients and internal cross-functional teams, providing underwriting expertise and responding to inquiries by phone and email.
• Promote and apply Life Guide, hirify.global’s underwriting manual, and stay current on updates.
• Participate in client seminars, webinars, thought leadership discussions, and appropriate social media engagement.
• Maintain knowledge of insurance products, legislation, taxation, risk selection principles, underwriting tools, digital resources, AI-enabled capabilities, and system enhancements.

Requirements

• 5+ years of Life & Health Underwriting experience on the insurance or reinsurance side, with demonstrated proficiency in risk selection and case management.
• FLMI and/or FALU designation, or active and meaningful progress toward earning one.
• Strong analytical and critical thinking skills for assessing complex medical, financial, and non-medical risks and making well-reasoned underwriting decisions.
• Familiarity with AI-enabled underwriting tools and digital resources, with demonstrated interest in process innovation and system enhancements.
• Excellent communication and conflict resolution skills, with a track record of building relationships with clients and internal stakeholders.
• Time management and organizational skills, with the ability to balance a high-volume workload independently and collaboratively.

Nice to have

• Experience in a reinsurance environment and familiarity with facultative underwriting processes.
• Interest in thought leadership and industry engagement, including seminars, webinars, and professional forums.
• Knowledge of industry legislation, taxation, and core insurance product concepts relevant to U.S. Life and Health markets.

Culture & Benefits

• Collaborative, consistent, and knowledge-sharing culture across a geographically diverse Life and Health Underwriting team.
• Opportunities for continuous learning through internal training programs, forums, and meetings.
• Hybrid work model with three office days per week.
• Inclusive workplace committed to equal opportunities and professional development.
• Reasonable accommodations are available during recruitment for candidates with disabilities.

Hiring process

• Applications may be supported by AI-powered review and evaluation tools.
• Hiring decisions are reviewed and made by people.