Senior Director or Director in Debt Finance (Securitisation)

Location: London, United Kingdom; hybrid work

Company

hirify.global is a lending business supporting ambitious companies and communities through financing across the UK and US.

What you will do

• Originate, structure and execute lender finance transactions for specialist lenders and non-bank finance providers, focusing on securitisations within specialty finance.
• Build relationships with specialist lenders and advisers to identify and win new business.
• Assess loan portfolios, deal structures, borrower financial strength, underwriting standards and servicing capabilities; model cash flows and downside scenarios.
• Negotiate pricing, advance rates, eligibility criteria, concentration limits, cash waterfalls, covenants and performance triggers.
• Prepare credit papers, present proposals for approval, and work with Credit, Legal and Transaction Management on documentation and completion.
• Manage client relationships and deal handovers, reporting, amendments and refinancing with Portfolio Management, Risk, Treasury, Finance and Operations.

Requirements

• Track record of originating, structuring and completing lender finance or structured finance transactions, with practical securitisation experience.
• Detailed understanding of asset-backed lending structures, including portfolio eligibility, advance rates, cash waterfalls, security and intercreditor arrangements.
• Experience analysing loan portfolios, stress-testing cash flows, and assessing counterparty and servicing risk.
• Established network of specialist lenders, non-bank finance providers and advisers, with a record of winning business through those relationships.
• Experience writing credit papers, presenting to credit committees and negotiating financing documentation.
• Commercial judgement, understanding of risk-adjusted returns, and willingness to work through deal details.
• Experience working within a bank or regulated lending environment, with exposure to credit policy, capital requirements and governance frameworks.
• Experience lending against different asset classes or developing new structured lending products.

Culture & Benefits

• Equity participation so employees have a stake in the business.
• 25 days of holiday plus personalised benefits.
• Subsidised private medical insurance with Bupa.
• Enhanced maternity and paternity leave.
• Wellbeing and social events, with an in-house Barista Bar in the London office.
• Volunteering time off and salary sacrifice schemes for cycle-to-work, nursery, gym and electric car expenses.