WB Portfolio Management Expert (Credit Risk)

Location: CDR (Amsterdam - Cedar), Netherlands; hybrid working.

Company

ING is a bank whose Global Credit Risk department sets credit risk strategy, manages credit risk policies and appetite, and oversees credit risk across its Wholesale Banking network.

What you will do

• Support prudent and proactive credit risk management for the Wholesale Banking loan portfolio in line with Early Warning System standards.
• Detect deteriorating creditworthiness, initiate follow-up actions, and escalate issues through relevant committees and forums.
• Challenge global Wholesale Banking credit risk performance and identify emerging risks across sectors and geographies.
• Participate in Global Portfolio Management Committees and the WB Sector Outlook, supporting decisions on watchlist and restructuring cases.
• Provide expert guidance to the Credit Risk Frameworks & Control team and Wholesale Banking locations.
• Build relationships with regional credit risk teams, Wholesale Banking front office and other Wholesale Banking risk functions, and support regulatory and audit engagements.

Requirements

• Master’s degree and 10–15 years of experience in credit risk.
• Strong credit expertise and understanding of risk management processes.
• Good understanding of Wholesale Banking sectors and products.
• Experience adapting to a fast-changing environment and driving and implementing changes in ways of working in an international context.
• Ability to drive strategic outcomes through risk insights and business partnership, take responsibility, and deliver results.
• Strategic thinking and operational excellence, including the ability to translate complex portfolio and risk concepts into actionable insights and risk mitigation strategies.
• Strong communication and stakeholder management skills, including the ability to handle conflicts, influence and align across functions, senior leadership, and supervisory bodies.

Culture & Benefits

• Hybrid working and an informal working environment.
• 25–28 vacation days depending on contract.
• Pension scheme, 13th month salary, and 8% holiday payment.
• Personal growth opportunities and challenging work.

Hiring process

• Submit a CV and motivation letter through the application process.
• Applicants are encouraged to explain their unique perspective and track record if their background does not match every listed requirement.