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5 дней назад

Senior Financial Portfolio Analyst, Servicing (Fintech)

85 360 - 128 040$
Формат работы
remote (только USA)
Тип работы
fulltime
Грейд
senior
Английский
b2
Страна
US
Вакансия из списка Hirify.GlobalВакансия из Hirify Global, списка международных tech-компаний
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Описание вакансии

Текст:
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TL;DR
Senior Financial Portfolio Analyst, Servicing (Fintech): Building and maintaining servicing P&L, MSR valuation, portfolio performance, forecasting, and compliance analyses with an accent on mortgage servicing economics, delinquency modeling, advance mechanics, and servicing cost structures. Focus on modeling prepayment speeds, default expenses, escrow balances, recoveries, and operational KPIs for senior leadership.

Location: Remote; employment eligibility verification in the United States is required. Work visas are not sponsored.

Compensation range: $85,360–$128,040 per year, plus a quarterly 25% bonus target and company equity in the form of RSUs. The stated range applies to the United States.

Company

hirify.global is a blockchain-native capital marketplace for the origination, funding, sale, and trading of tokenized assets, including real-world asset tokenization and mortgage-related financial products.

What you will do

  • Maintain and enhance servicing profit-and-loss models covering revenue streams, ancillary fees, sub-servicing costs, advances, late fees, recoveries, and corporate allocations.
  • Support mortgage servicing rights valuation by modeling discount rates, CPR and prepayment speeds, delinquency curves, and cost-to-service assumptions.
  • Build portfolio dashboards covering static pool performance, delinquency migration, modification outcomes, foreclosure metrics, and collection effectiveness.
  • Forecast servicing revenue, default expenses, foreclosure timelines, claim recoveries, and REO performance based on portfolio balance, runoff, payoffs, and interest-rate conditions.
  • Model escrow balances, interest earnings, advance recoverability, and servicing cost allocations by investor while monitoring financial risk and compliance.
  • Prepare monthly business review decks, variance analysis, margin analytics, and operational KPIs, and provide financial insights for operational efficiency initiatives.

Requirements

  • Bachelor’s degree in Finance, Accounting, Statistics, Business, or a related field.
  • 4–7 years of experience in mortgage FP&A, servicing analytics, or portfolio analysis.
  • Strong understanding of MSR economics, delinquency modeling, advance mechanics, and servicing cost structures.
  • Experience with servicing systems such as MSP, Sagent, and LoanServ.
  • Experience with data analysis tools such as SQL, Snowflake, Tableau, and Power BI.
  • Ability to work independently and manage complex workloads with strict deadlines.
  • Must be eligible to work in the United States; employment eligibility verification is required.

Nice to have

  • Master’s degree, MBA, or related advanced degree.
  • CPA or similar financial certification.

Culture & Benefits

  • Comprehensive health, vision, and dental insurance, with 100% employer-paid premiums for employees and dependents on select plans.
  • HSA, FSA, dependent care, 401(k), and commuter benefits.
  • Employer-funded life and disability insurance.
  • 11 observed holidays, PTO, and up to 12 weeks of paid family leave.
  • Continuing education reimbursement.

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