Underwriting Risk Audit Consultant (Life Insurance)

Location: Remote opportunity operating on EST; role associated with Frederick, Maryland, United States

Salary: $109,900–$135,000 annually, plus potential annual incentives and other compensation elements

Company

hirify.global Insurance Company provides life insurance products and related services, with a focus on customer and community impact.

What you will do

• Conduct daily real-time audits of approved underwriting applications within company retention limits.
• Perform post-issue APS file reviews and ad hoc audits of individual underwriters.
• Identify underwriting, risk classification, administrative, and policy issue errors.
• Document noncompliance and report findings requiring management review or action.
• Communicate audit findings to underwriting management and recommend improvements to training and risk selection.
• Support assignments directed by Underwriting Audit, the Chief Underwriter, or the Chief Medical Director.

Requirements

• Minimum 8 years of individual life underwriting experience.
• Extensive experience with large case and impaired risk underwriting.
• Working knowledge of underwriting and policy issue processes.
• Working knowledge of Microsoft Word, Excel, Access, and PowerPoint.
• BS/BA degree preferred, or applicable work experience.
• Industry coursework such as FALU, CLU, ChFC, or LOMA is relevant.

Culture & Benefits

• Remote work arrangement with EST operating hours.
• Health, life, and dental insurance.
• 401(k) with company match of up to 6% and a pension package.
• 20 vacation days, 10 sick days, and 9 paid holidays.
• Professional development, mentoring, wellbeing initiatives, and paid volunteer time.