Insurance Product Analyst/ Senior Insurance Product Analyst (Hybrid)

Location: Hybrid role based in Short Hills, New Jersey, United States

Salary: USD $101,000–$168,000 per year

Company

hirify.global is a midsized U.S. property and casualty insurance company providing insurance products and supporting customers after insured losses.

What you will do

• Maintain the currency, accuracy, and compliance of insurance rates, rules, and forms across assigned lines of business.
• Review and implement ISO, AAIS, NCCI, and independent state workers’ compensation bureau circulars, bulletins, rates, rules, and forms.
• Analyze circular requirements, system ramifications, rate integration, multi-state rate breakdowns, and rating-system implementation needs.
• Support state filings, including delay filings, filing documentation, timelines, and responses to Department of Insurance objections.
• Research and resolve rate, rule, and form deployment errors while coordinating corrections and process improvements.
• Coordinate multi-state product initiatives, competitive coverage research, requirements documentation, and implementation tracking.

Requirements

• 5+ years of commercial underwriting experience and 3+ years of experience in a specific line of business.
• 2+ years of experience with state regulatory filings, including preparation, timeline management, and responses to regulatory objections.
• Strong knowledge of technical underwriting, insurance products, coverage forms, rates, rules, and rating structures.
• Experience with rate-rule integration, loss cost multipliers, rating systems, coverage-form analysis, and endorsements.
• Working knowledge of ISO, AAIS, NCCI, or independent state workers’ compensation bureau circulars and bulletins.
• Strong communication, analytical, problem-solving, project management, and collaboration skills; a college degree is preferred.

Nice to have

• Familiarity with SERFF, SFDC, S&P Global Market Intelligence, or similar insurance research and filing platforms.
• Experience coordinating multi-workstream initiatives such as multi-state adoptions, product launches, or system conversions.

Culture & Benefits

• Hybrid work environment with a focus on collaboration, inclusion, and diverse perspectives.
• Competitive base salary and incentive plan eligibility.
• Health care plans, retirement savings with company match, and a discounted employee stock purchase program.
• Tuition assistance and reimbursement programs.
• 20 days of paid time off.