Senior Manager, Credit Strategy (Fintech)

Location: Arlington, Virginia, United States. Hybrid work with an in-office expectation of at least 50% of the time monthly, typically three days per week.

Salary: $192,000–$240,000 base salary per year, plus equity and additional compensation components.

Company

hirify.global provides secure financial services that help customers send, access, and manage money across borders.

What you will do

• Define and refine customer segmentation, underwriting policies, credit limits, pricing, and line-management strategies for lending products.
• Lead the development, deployment, and optimization of AI/ML underwriting, pricing, decisioning, and segmentation models using transactional and behavioral data.
• Build LTV and NPV models, establish performance assumptions and KPIs, and guide economically sustainable lending-product strategies.
• Architect real-time portfolio monitoring, automated alerts, collections analytics, and reporting for credit risk indicators and concentration exposure.
• Develop credit-risk governance processes, including Credit Committees, escalation protocols, auditability, and model deployment standards.
• Lead experimentation, stakeholder alignment, analytics training, and the development of credit strategy managers and analysts.

Requirements

• 10+ years of professional experience in strategy and analytics roles driving financial business decisions.
• 5+ years leading consumer lending strategies using automated, model-based segmentation and underwriting.
• 5+ years in portfolio credit-risk monitoring, NPV/LTV evaluation, and assumption setting for consumer lending products.
• 2+ years partnering with Finance and Accounting on CECL reserve modeling and reporting.
• Bachelor’s degree in a quantitative field such as mathematics, statistics, engineering, or economics.
• Hands-on SQL and Python or R experience, plus knowledge of regression, time-series analysis, and experimental methods.

Nice to have

• Advanced quantitative degree.
• Experience developing AI agents for credit-risk analytics and evaluating alternative data sources.

Culture & Benefits

• Connected Work Culture with regular in-person collaboration for corporate employees.
• Flexible paid time off.
• Health, dental, vision, and 401(k) with company matching.
• Paid parental, medical, military, and family-care leave.
• Mental health, family-forming, employee stock purchase, and continuing-education benefits.