10 дней назад
Senior Business Analyst, Credit & Analytics (Fintech)
Вакансия из Hirify Global, списка международных tech-компанийДля мэтча и отклика нужен Plus
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Senior Business Analyst, Credit & Analytics (Fintech): Building reliable credit data foundations, risk models, portfolio monitoring, and automated credit decisioning with an accent on external data integration, consent management, and credit policy. Focus on designing underwriting and limit strategies, developing early-warning signals, validating statistical models, and translating analysis into measurable business decisions.
Location: Bogota, Colombia; full-time remote position. Requires meaningful overlap with Latin American business hours.
Company
extends credit to businesses across Latin America and beyond, using data-driven credit decisions and financial technology.
What you will do
- Lead the integration and validation of credit bureau, banking, open finance, tax, and financial data sources with engineering.
- Clean up customer consent records and build reliable data-refresh processes that comply with local requirements.
- Replace manual credit and portfolio processes with documented SQL and Python workflows and data-quality checks.
- Develop underwriting criteria, credit-limit strategies, customer-management policies, and loss-mitigation processes.
- Build portfolio KPIs, dashboards, early-warning signals, monitoring routines, and collections segmentation.
- Develop and validate credit-risk models, support automated decisioning, and communicate recommendations to business stakeholders.
Requirements
- 3–7 years of analytics experience in credit risk, including commercial or SMB credit in cards, payments, lending, or a related industry.
- Advanced SQL and working proficiency in Python for analysis and statistical modeling, including regression, segmentation, and clustering.
- Hands-on experience with external or alternative data sources such as bureaus, banking, open finance, or tax data.
- Experience turning analysis into implemented credit-policy or strategy changes with measurable results.
- Experience using AI tools such as Claude, ChatGPT, or Gemini and verifying their outputs against source data.
- Professional fluency in English is required, with clear communication for non-technical stakeholders and meaningful overlap with Latin American business hours.
Nice to have
- Knowledge of Latin American credit data and open finance ecosystems, including Mexico, Brazil, or Colombia.
- Experience implementing, validating, or monitoring risk and scoring models with data science teams.
- Experience supporting collections strategy or early-warning programs.
- Experience with Tableau, Metabase, or Claude Visualization Tools.
- Fluency in Spanish or Portuguese, GitHub experience, or experience in a high-growth startup or fintech.
Culture & Benefits
- Full-time remote work.
- Cross-functional collaboration with data science, engineering, product, collections, sales, finance, and business development.
- Individual-contributor role with direct influence on credit decisions and scalable risk operations.
- Use of AI tools and participation in improving analytical AI workflows.
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