2 часа назад
LOB Consumer Credit Risk Advisor - Data, Modeling & Analytics (Consumer Credit Risk)
70 000 - 156 000$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
LOB Consumer Credit Risk Advisor - Data, Modeling & Analytics (Consumer Credit Risk): Evaluating consumer credit decisions across originations, account management, and default management with an accent on curated data sets, QA reviews, risk identification, and regulatory alignment. Focus on analyzing trends and root causes, maintaining credit transaction models, and presenting audit-ready findings to business partners.
Location: In-office position based in Pittsburgh, PA; Cleveland, Miamisburg or Brecksville, OH; Tysons Corner, VA; Charlotte, NC; or Birmingham, AL.
Base salary: $70,000–$156,000 per year, plus incentive eligibility.
Company
provides financial services and consumer credit products.
What you will do
- Create curated data sets for examinations across the full credit lifecycle.
- Conduct quality assurance reviews of credit approval, underwriting, policy compliance, portfolio risk, and reporting processes.
- Identify defects, control gaps, emerging risks, root causes, and impacts on decision accuracy and customer outcomes.
- Monitor credit performance, analyze trends, request ad hoc analytics, and support remediation efforts.
- Manage and update credit transaction models while supporting model validation, testing, and maintenance processes.
- Document audit-ready findings and present final reports to Product, Decision Infrastructure, Operations, Risk, and other business partners.
Requirements
- Bachelor’s degree in finance, accounting, business, economics, mathematics, engineering, or a related field, or equivalent experience.
- Typically 5+ years of industry-relevant experience in credit risk, QA, audit, financial services consulting, lending operations, large-scale data analysis, or a related field.
- Experience gathering and storing large data sets using Spark-based SQL queries in a Python environment such as JupyterHub.
- Knowledge of consumer credit underwriting concepts, including income, housing, debt-to-income ratios, and policy rules.
- Strong analytical, quantitative, problem-solving, communication, and attention-to-detail skills.
- Employment visa sponsorship and STEM OPT participation are not available for this position.
Culture & Benefits
- In-office work environment with a supportive and inclusive workplace culture.
- Medical, prescription, dental, vision, life insurance, disability, and Health Savings Account options, subject to eligibility.
- 401(k) matching, pension, stock purchase plans, dependent care support, and educational assistance.
- Paid parental leave, up to 11 paid holidays, occasional absence days, and 15–25 vacation days depending on career level and service.
- Wellness programs with financial incentives.
Hiring process
- The opening was generally expected to remain posted for two business days from June 2, 2026, subject to business discretion.
- Applicants may request reasonable accommodation during the application process.
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