Credit Analyst

Location: Mexico City, Mexico; candidates must be based in Mexico

Company

hirify.global operates a technology-first licensed canhirify.global wholesale platform and provides factoring and cash-flow financing to canhirify.global brands.

What you will do

• Run underwriting processes for factoring advances and reserves, and provide approval or rejection recommendations.
• Monitor factoring portfolio health, credit limits, delinquent retailers, exposure, and concentration risk.
• Respond to requests from Accounts Receivable, Accounting, Brand Payments, and external brand partners.
• Maintain trackers, perform monthly reconciliations, investigate discrepancies, and improve data quality.
• Support brand onboarding through due diligence, financial statement review, deal tracking, and legal document coordination.
• Develop dashboards and workflow improvements with Business Operations, Data, Product, Engineering, and Marketing teams.

Requirements

• Must be based in Mexico.
• 1–3 years of experience in accounts receivable, collections, credit or underwriting analysis, financial analysis, or fintech operations.
• Bachelor's degree in Finance, Accounting, Economics, Business Administration, or another quantitative field.
• Advanced Excel and Google Sheets skills, including lookups, weighted scoring models, conditional logic, and formula auditing.
• Knowledge of AR aging, DSO, credit scoring, risk classification, exposure and concentration risk, and invoice finance.
• Strong data hygiene, reconciliation, communication, ownership, and independent verification of AI-assisted work.

Nice to have

• Experience in accounts receivable, collections, underwriting, or invoice finance.
• Familiarity with Retool, Drivetrain, Asana, Slack, or HubSpot.

Culture & Benefits

• Fast-paced, detail-oriented work with live financial data and direct stakeholder communication.
• Medical, dental, and vision coverage for full-time employees.
• 401(k) plan with employer match.
• Equal opportunity workplace focused on diverse perspectives and respectful collaboration.