Acquisition Finance Portfolio Management - Vice President (Fintech)

Location: London, United Kingdom; hybrid working with flexibility to work abroad for up to 30 days.

Company

ING is a leading global bank operating an international lending franchise.

What you will do

• Actively manage acquisition finance assets and individual files in the UK lending portfolio.
• Process add-ons, refinancings, amendments, waivers, credit modifications, approvals, and related legal documentation.
• Conduct periodic credit reviews, monitor financial covenants and operating performance, and resolve early warning signals.
• Manage under-performing and restructuring transactions in collaboration with relevant credit, watchlist, legal, and restructuring stakeholders.
• Support capital velocity initiatives, including primary and secondary loan sales, credit risk insurance, participations, securitizations, and significant risk transfers.
• Prepare regulatory and internal portfolio reporting, maintain tracking metrics and databases, and contribute to transformation and operational excellence initiatives.

Requirements

• At least 5 years of relevant lending execution and/or credit analysis experience in banking.
• Strong financial and credit analysis capabilities, including cash flow financial modelling.
• Experience with MS Excel and PowerPoint; Power BI knowledge is an advantage.
• Restructuring experience with highly leveraged borrowers.
• Knowledge of lending legal documentation and ability to work effectively across functions and regions.
• Specialized lending or real asset sector experience is an advantage.

Nice to have

• Exposure to project finance, object finance, acquisition finance, or real asset sectors such as energy, infrastructure, transportation and logistics, telecommunications, and technology.
• Fluency in French and Spanish.
• Power BI experience.

Culture & Benefits

• Hybrid working and flexibility to work abroad for up to 30 days.
• Private medical, dental, and health cover.
• Competitive pension and financial wellbeing benefits.
• Generous annual leave and family-friendly policies.
• Learning, mentoring, international career development, wellbeing, social club, and volunteering opportunities.