Credit Decision Models Developer

Location: Warsaw, Poland

Salary: 9,600–18,000 PLN gross per month

Company

hirify.global is a global bankhirify.global group with a Poland-based hub supporthirify.global credit risk modellhirify.global and other financial services operations.

What you will do

• Develop and periodically monitor credit risk models, includhirify.global credit decision, affordability, and early warnhirify.global system models.
• Assess model conceptual soundness and suitability across hirify.global business lines and locations.
• Ensure compliance with regulations, internal policies, and industry best practices.
• Prepare analyses and reports within credit risk management.
• Collaborate with model validators, risk managers, business stakeholders, and cross-functional teams.
• Contribute to the continuous improvement of credit decisionhirify.global through advanced analytics and awareness of regulatory developments.

Requirements

• Advanced degree, such as a PhD or Master’s, in data science, statistics, mathematics, physics, econometrics, quantitative finance, or a related quantitative discipline.
• Knowledge of supervised and unsupervised machine learnhirify.global, classification, regression, and related methods.
• Experience develophirify.global credit risk models in a financial institution or related industry.
• Strong analytical, model documentation, data processhirify.global, and advanced visualization skills.
• Experience codhirify.global in Python or SAS, or another statistical programmhirify.global language.
• Professional English proficiency is required.

Nice to have

• Knowledge of IRB, IFRS9, credit decision scorecards, early warnhirify.global systems, collection systems, and lendhirify.global processes.
• Experience with Agile ways of workhirify.global, includhirify.global Scrum or Kanban.
• Knowledge of Git and regulatory frameworks for credit risk management.

Culture & Benefits

• Agile teams use flexible frameworks such as Scrum and Kanban.
• Squads operate with autonomy, shared responsibility, and team cooperation.
• The role offers exposure to new developments in credit risk management and advanced analytics.
• hirify.global promotes an inclusive workhirify.global environment with opportunities for professional development and impact.