Technical Underwriting Analyst (Insurance)

Location: Reigate, The Omnibus Building, Lesbourne Road, Surrey, United Kingdom. Hybrid working with typically 2 days per week onsite.

Salary: from £33,040 per year, plus annual bonus and benefits.

Company

Tesco Insurance and Money Services provides personal insurance and travel money products to more than 2 million customers.

What you will do

• Deliver analysis, management information, and portfolio insights to support underwriting performance, profitability, and strategic decisions.
• Identify trends, correlations, and emerging risks in underwriting data and turn findings into clear recommendations.
• Develop and enhance predictive models, scoring frameworks, dashboards, and reporting solutions with Pricing and Data teams.
• Validate data and maintain accuracy, integrity, controls, testing, and governance across underwriting activities.
• Improve data quality, automation, and analytical processes to increase efficiency and scalability.
• Build relationships across Underwriting, Pricing, and Data teams and communicate technical findings to technical and non-technical stakeholders.

Requirements

• Experience in data analysis, technical underwriting support, or a similar analytical role involving large datasets.
• Strong analytical and problem-solving skills, including data validation, trend identification, and evidence-based recommendations.
• Proficiency in SAS, advanced Excel, SQL, Python, or R.
• Experience building, calibrating, and implementing predictive models in Radar Live and/or Emblem.

Nice to have

• Knowledge of personal lines underwriting, pricing principles, and insurance risk assessment.
• Experience creating dashboards, reports, and visualisations with Power BI or similar tools.
• Understanding of insurance regulation, compliance, and data governance.
• Experience collaborating with underwriting, pricing, or actuarial teams in general insurance.

Culture & Benefits

• Hybrid working with office collaboration for team catch-ups and planning meetings.
• Pension with up to 7.5% employer contribution, depending on employee contributions.
• Performance-related annual bonus, virtual GP service, and enhanced parental leave.
• 7.2 weeks of holiday with the option to buy more.
• Colleague Clubcard discount and ongoing learning opportunities.

Hiring process

• Applications close on 8 October 2026 at 5pm.
• Interviews are expected to take place from the week commencing 12 October.
• Reasonable adjustments are available throughout the recruitment process.