Senior Data Analyst (Fintech)

Location: New York City, hybrid

Annual base salary: $125,000–$150,000, excluding additional compensation and benefits.

Company

A financial health company building transparent products that help consumers manage spending, avoid unfair fees, access cash advances, and build credit.

What you will do

• Own delinquency, non-payback, loss, recovery, vintage curve, and roll-rate reporting for the Experian portfolio.
• Evaluate underwriting and credit limit strategy changes by modeling approval and loss tradeoffs before launch and comparing actual results with forecasts.
• Analyze repayment and collections flows, recommend improvements, and build alerting for anomalies and emerging risk trends.
• Maintain and extend partner-level LTV models tracked by monthly cohort maturity.
• Partner with Product, Engineering, Partnerships, and Finance on roadmaps, portfolio tracking, revenue coverage, projections, data sharing, and business reviews.
• Own the Experian analytics layer, including dbt models, data definitions, reporting, and data quality monitoring.

Requirements

• 4–6 years of experience in risk analytics, portfolio analytics, or product analytics within consumer credit, earned wage access, or fintech lending.
• Advanced SQL skills and experience building or maintaining dbt models or a comparable data modeling framework.
• Experience with product funnel analysis, A/B testing, and experiment readouts.
• Strong investigative, written, and verbal communication skills.
• Ability to work independently as the sole analyst in a cross-functional pod with shifting priorities.
• Ability to work in a hybrid role based in New York City.

Nice to have

• Fluency in consumer credit performance concepts, including vintage analysis, roll rates, gross and net loss, unit economics, underwriting, and credit limits.
• Familiarity with LLM-based tooling for analytics work.

Culture & Benefits

• Medical, dental, and vision insurance.
• Flexible PTO and paid parental leave.
• 401(k) plan.
• Physical and mental wellbeing benefits, including fitness access, virtual therapy, and health support.
• Monthly Wi-Fi and cell phone reimbursements and an annual learning and development reimbursement.
• High-growth, flexible, collaborative startup environment.