Risk Management Director (Worldwide/Remote)

Location: Worldwide; remote or hybrid working available

Company

hirify.global provides a smart financial app for payments, online shopping, personal finance management, cashback, purchase protection, and multi-currency spending.

What you will do

• Own and enhance the Enterprise Risk Management framework, including risk policies, risk appetite, risk registers, KRIs, thresholds, and escalation procedures.
• Lead regulatory risk management across PSD2, EMI requirements, Bank of Lithuania and EBA guidelines, including ICAAP or equivalent own funds adequacy assessments.
• Act as the primary risk contact for regulators, Visa, Mastercard, auditors, strategic partners, the Board, and internal governance committees.
• Oversee operational, ICT, third-party, outsourcing, incident management, business continuity, and operational resilience frameworks under DORA and applicable regulations.
• Manage risk across card acquiring and payment operations, including merchant risk, chargebacks, fraud monitoring, transaction limits, agents, and distributors.
• Build and lead the Risk team, manage its budget and resources, and strengthen the organisation-wide risk culture.

Requirements

• At least 8 years of risk management experience in regulated financial services.
• Senior-level experience in Electronic Money Institutions, Payment Institutions, or Payment Service Providers.
• Experience in multi-jurisdictional environments, preferably across EU/EEA markets and passporting regimes.
• Experience working directly with financial regulators and Boards of Directors, including regulatory submissions and Board-level reporting.
• Strong knowledge of PSD2, PSD3 developments, EMI licensing, own funds, safeguarding, EBA governance and outsourcing guidelines, and DORA.
• Experience building risk functions, hiring and developing teams, and providing independent second-line challenge to senior management.

Nice to have

• Gallup test or similar assessment results shared during the application process.

Culture & Benefits

• Flexible worldwide remote or hybrid working conditions.
• Opportunity to influence the development of a fintech product used by thousands of customers.
• Private medical healthcare.
• Internal and external training opportunities.
• Work environment focused on ownership, transparency, innovation, effectiveness, and pace.