Head of Portfolio Management, Personal Loans

Location: USA

Company

hirify.global is an AI-driven financial technology company providing consumer credit and residential real estate solutions through machine learning, proprietary data, API integrations, and capital solutions.

What you will do

• Own portfolio strategy and deep quantitative analysis for the Personal Loans portfolio across acquisition, customer lifecycle management, collections, and recovery.
• Lead risk-based pricing frameworks, deal economics, unit economics, margins, and risk-adjusted yield.
• Serve as a key partner-facing liaison, translating portfolio strategies, pricing, and analytics into aligned commercial outcomes.
• Build, mentor, and manage a high-performing team of analytics and portfolio professionals, including teams in Israel.
• Collaborate with Risk, Product, Capital Markets, and Engineering to identify insights and new revenue opportunities.
• Drive analytical and financial discipline during an organizational transition.

Requirements

• 12+ years of progressive experience in consumer lending, credit strategy, or portfolio management.
• At least 3 years in a player-coach leadership role managing distributed or international teams.
• Demonstrated success in portfolio strategy, pricing optimization, and quantitative analysis across changing credit environments.
• Deep understanding of consumer credit risk and data-driven decision-making.
• Ability to translate complex quantitative analysis into clear executive-level recommendations.
• Proven experience driving customer alignment and managing through organizational transitions.

Culture & Benefits

• Collaborative culture centered on partnership, community, inclusion, and accountability.
• Fast-paced environment focused on building AI models, using unique data sources, and developing end-to-end financial solutions.
• Values include continuous learning, open debate, ambitious problem-solving, and shared ownership.
• Benefits and perks are designed to support health, happiness, and productivity.