Credit Strategy Manager (Fintech)

Location: Paris, France. Hybrid workplace with 2–3 remote days per week depending on the team.

Company

hirify.global provides instant consumer credit, payment, and budget optimization solutions through its own products and partnerships with banks, fintechs, insurers, retailers, and digital businesses.

What you will do

• Monitor origination, customer segments, pricing, defaults, recoveries, and portfolio risk against business targets.
• Analyse financing cohorts, generational risk, current production, and balance-sheet performance to assess business and P&L impact.
• Recommend whether customer segments should be opened, maintained, or closed.
• Work with CPM on default and recovery curves, risk assumptions, scores, rates, country-specific topics, and salary-linked loans.
• Coordinate with CPM, Operations, Risk teams, Business Units, country CEOs, ERM, and senior stakeholders.
• Contribute to monthly risk cycles, Risk Committees, ongoing projects, and monthly risk reporting.

Requirements

• At least 3 years of experience in a quantitative or analytical role, ideally in consulting, internal audit, banking, investment banking, fintech, or payments.
• Degree from a top-ranked engineering school, business school, or university.
• Strong quantitative background and proficiency in SQL.
• Ability to analyse data independently and work with complex or uncertain topics.
• Strong communication and stakeholder management skills.
• Fluent English and the ability to communicate clear, data-driven recommendations to international stakeholders.

Nice to have

• Experience with Claude and other AI tools.

Culture & Benefits

• International, entrepreneurial environment with offices in Paris, Barcelona, Lisbon, and Rome.
• Opportunity to take assignments in international offices.
• Personalized managerial and HR support, continuous learning, training, e-learning, and Friday workshops.
• Strong focus on work-life balance, including a parenthood charter and additional leave for major life events.
• Hybrid remote policy, with the option to work fully remotely for one week twice a year.
• 33 days of paid holiday, meal vouchers, discounted fitness and wellness activities, and team-building events.

Hiring process

• Initial 30-minute video chat with Lead Talent Acquisition.
• Meeting with the Credit Strategy Management lead and a business case presentation.
• Final discussions with the future team, Risk and Data teams, and a member of the Comex.