Risk Antifraud Analyst (Fintech)

Location: Remote within time zones from GMT-2 to GMT+2; relocation support is available to hubs in Colombia, Cyprus, Serbia, and Spain.

Salary: from €4,000/month net.

Company

Fintech lending business building scalable risk and fraud prevention solutions.

What you will do

• Design, develop, and improve antifraud strategies, rules, and decision-making processes across the lending lifecycle.
• Investigate fraud cases, organized fraud schemes, emerging patterns, and new attack vectors.
• Analyze transactional, behavioral, device, and customer graph data to identify fraud signals.
• Evaluate external data sources and products using cost-benefit analysis.
• Develop, validate, optimize, and monitor fraud detection rules and performance metrics.
• Collaborate with Product, Engineering, Risk, KYC, and Data Engineering teams and present analytical recommendations.

Requirements

• 3+ years of experience in Fraud Analytics, Antifraud, Risk Analytics, or related analytical roles.
• Experience in fintech, banking, lending, microfinance, payments, or gaming.
• Degree in a quantitative discipline such as Mathematics, Statistics, Computer Science, Engineering, or Economics.
• Strong SQL skills and experience working with large datasets.
• Proficiency in Python for data analysis and knowledge of fraud patterns, detection techniques, behavioral analytics, mathematical statistics, and probability theory.
• English at B1 level or higher; availability to work within GMT-2 to GMT+2 time zones.

Nice to have

• Experience launching or scaling fraud prevention functions in new markets or products.
• Experience with machine learning models for fraud detection.
• Knowledge of portfolio risk analytics.
• Experience with real-time fraud detection systems and decision engines.
• Spanish language proficiency.

Culture & Benefits

• Innovative, collaborative environment with open and transparent feedback.
• Remote work or work from one of the company offices within the specified time-zone range.
• Relocation support for employees and their families to hubs in Colombia, Cyprus, Serbia, or Spain.
• Healthcare coverage, 20 days of annual leave, and paid sick leave.
• Education budget for language lessons, professional training, and certifications, plus a wellness budget.