Risk & Compliance Analyst (Fintech)

Location: Sydney, Australia; hybrid

Company

hirify.global is a non-bank lender and fintech developing digital property finance products, including a Buy Now, Sell Later solution.

What you will do

• Maintain and improve the compliance obligations register covering consumer credit, AML/CTF, privacy, ASIC and AFCA requirements.
• Design and execute compliance monitoring and testing across credit origination, servicing, collections and hardship processes.
• Manage breaches, incidents, complaints and remediation, including root-cause analysis, reportable situations assessment and regulatory notifications.
• Support AML/CTF activities, customer due diligence oversight, transaction monitoring, AUSTRAC reporting and independent reviews.
• Support the Risk Council and Board through risk papers, reporting, action tracking and oversight of operational risks, controls and third parties.
• Deliver role-based compliance training and provide practical guidance to Credit Operations, Sales and Customer Care.

Requirements

• 3–5+ years of experience in compliance, risk or regulatory roles within consumer lending, non-bank lending or financial services.
• Working knowledge of the NCCP Act, ASIC Regulatory Guides, AML/CTF Act and Privacy Act as applied to credit providers.
• Experience with breach and incident management, complaints handling and AFCA processes.
• Experience identifying and monitoring operational risks and controls, including risk registers, incidents, remediation and emerging risks.
• Strong analytical, written communication and governance reporting skills, including preparation of papers for senior management or Board-level audiences.
• Pragmatic and collaborative approach, with the ability to maintain second-line independence while working with frontline and sales teams.

Culture & Benefits

• Hybrid work in Sydney with a fast-paced, agile fintech environment.
• Birthday leave and an additional paid day for life events, celebrations or mental health recovery.
• Option to work remotely from a location of choice for two weeks each year.
• Professional development opportunities and internal learning initiatives.
• Regular social events and team activities.