SCIB Portfolio Management Associate - CIB Lending (Fintech)

Location: Miami, United States. Applicants must already be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship.

Base pay range: $145,000–$175,000 USD annually.

Company

hirify.global is a global financial services organization undergoing a technology-driven, customer-centric transformation.

What you will do

• Support quarterly and annual credit reviews through borrower performance analysis, financial spreading, ratio analysis, covenant compliance reviews, collateral status updates, and risk commentary.
• Monitor financial and non-financial covenants, borrowing base requirements, collateral documents, insurance requirements, reporting deliverables, and other borrower obligations.
• Identify missing information, potential breaches, data-quality issues, and exceptions for escalation to Portfolio Management, Credit, Agency, Legal, or Operations.
• Support amendments, waivers, consents, extensions, repricings, and other lending lifecycle events, including documentation and system updates.
• Prepare portfolio reports, exception trackers, covenant dashboards, collateral updates, management reporting inputs, and audit or regulatory responses.
• Collaborate with Front Office, Credit, Risk, Agency, Operations, Transaction Management, and Finance, and help train analysts on monitoring and review standards.

Requirements

• Bachelor’s degree or equivalent work experience.
• 3–6 years of relevant experience in portfolio management, credit analysis, financial spreading, lending, agency, credit administration, risk management, or a related area.
• Working knowledge of credit analysis, financial statements, portfolio monitoring, covenant tracking, collateral monitoring, and lending documentation.
• Ability to perform financial spreading, covenant calculations, recurring portfolio tracking, and clear issue escalation.
• Strong Excel skills and comfort working with credit, covenant, loan, and reporting systems.
• Must be legally authorized to work full-time in the United States without employer sponsorship.

Nice to have

• Exposure to Infrastructure Finance, Structured Finance, Leveraged Finance, investment-grade corporate lending, or GTB-linked credit exposures.
• Completion of a bank-certified Credit Training course.

Culture & Benefits

• Competitive rewards package based on skills, experience, training, licensure, certifications, and location.
• Benefits designed to support employees, families, and overall well-being.
• Strong risk culture with proactive and responsible risk management expected at all levels.
• Inclusive and accessible application process with equal employment opportunity.