Mortgage Loan Officer (Residential Lending)

Location: New York, New York, United States

Salary: $11.54–$18.40 per hour, plus commission

Company

TD is a large financial institution serving households and businesses across Canada, the United States, and other markets.

What you will do

• Originate residential mortgage loans and work toward established sales goals.
• Meet with prospects and explain mortgage products, services, terms, and application requirements.
• Guide customers through applications, underwriting, processing, conditions, loan commitment, and closing.
• Prepare accurate application records and supporting documentation for underwriting, regulatory, and audit purposes.
• Coordinate with customers, underwriters, processors, realtors, closing agents, and referral partners.
• Participate in homebuyer seminars, home shows, broker meetings, and continuing education.

Requirements

• Bachelor’s degree or equivalent progressive work experience.
• 2+ years of mortgage origination experience.
• Proven sales, negotiation, communication, time management, and self-direction skills.
• Working knowledge of mortgage products, lending practices, industry regulations, and retail mortgage procedures.
• Ability to learn mortgage origination and automated underwriting systems, with solid PC skills.
• Must be eligible for registration as a mortgage loan originator with the NMLS and meet applicable financial institution requirements.

Culture & Benefits

• Full-time position with 40-hour workweeks.
• Health and well-being benefits, savings and retirement programs, paid time off, banking benefits, and discounts.
• Career development through training, mentoring, learning platforms, and regular development conversations.
• Training and onboarding are provided.
• Respectful workplace with equal employment opportunity and accommodation support.

Hiring process

• Selected candidates are contacted to schedule an interview.
• Application outcomes are communicated by email or phone when possible.