9 дней назад
Payments Risk Leader (Fintech)
156 000 - 253 500$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Payments Risk Leader (Fintech): Building and operating a scalable payments risk engine for a healthcare SaaS platform processing billions of dollars annually, with an accent on merchant risk policy, transaction monitoring, dispute management, and compliance. Focus on designing AI-native risk systems, balancing automated agentic workflows with human decisions, and improving loss rates, approval rates, and dispute win rates.
Location: Remote in Canada or the United States; this role is remote-first and not hybrid
Salary: $156,000–$253,500 USD annually; typical accomplished-stage salary is $185,300 USD
Company
is a founder-led, high-growth SaaS company building products and tools used by healthcare and wellness clinics to run their businesses, care for patients, and grow their communities.
What you will do
- Own the operating system for payments risk, including people, processes, technology, and scalable risk-engine operations.
- Define merchant onboarding criteria, verification standards, exception handling, escalation paths, and ongoing merchant monitoring.
- Set transaction monitoring rules, risk flags, review processes, thresholds, decision-time targets, and false-positive controls.
- Develop dispute strategies, improve customer win rates, and help prevent disputes.
- Own portfolio loss reporting, approval rates, dispute metrics, budgeting inputs, and loss forecasting with Finance.
- Lead escalation, holds, offboarding decisions, and recommendations related to card-network and Stripe compliance obligations.
Requirements
- 6+ years of experience in payments risk, ideally in a leadership or highly cross-functional role.
- Experience with embedded payments at a software platform that carries liability.
- Expertise in acquiring, underwriting, chargebacks, and transaction monitoring.
- Experience with Stripe, particularly Stripe Connect, or a comparable payments platform.
- Ability to write practical risk policies, explain difficult decisions clearly, and identify fraud or deteriorating merchant risk.
- Comfort working independently while building a new risk function; SQL, Stripe Sigma, or similar reporting experience is a plus.
Nice to have
- Experience building reporting with SQL, Stripe Sigma, or comparable tools.
Culture & Benefits
- Remote-first work across Canada, the United States, and the United Kingdom.
- Annual compensation designed to grow with skills, experience, and contribution.
- Regular career development and compensation conversations.
- Comprehensive Canadian and US benefits packages.
- Fast-moving, collaborative environment focused on customer impact, adaptability, learning, and continuous improvement.
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