11 дней назад
Servicing Specialist (Fintech)
118 000 - 123 000$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Servicing Specialist (Fintech): Supporting payment servicing, fraud monitoring, disputes, and collections for small-business financial products with an accent on payment issue resolution, transaction monitoring, and merchant support. Focus on investigating ACH failures and chargebacks, building servicing processes, and improving recovery rates across a large merchant base.
Location: San Francisco, CA; hybrid
Salary: $118,000–$123,000 per year
Company
builds financial tools that help small businesses access funding, spend management, and savings products through integrated platforms.
What you will do
- Investigate and resolve payment processing issues, ACH failures, alternative payment plans, and collection errors.
- Support small business owners through email, SMS, and phone while debugging payment issues and de-escalating difficult situations.
- Review payment disputes and chargebacks, compile evidence, and represent cases to banks and card network partners.
- Monitor transactions for fraud indicators, anomalous activity, and high-risk patterns, escalating cases according to policy.
- Track payment issues, document resolutions, and improve recovery rates and payment transparency.
- Partner with Customer Support, Funding, product operations, and management to improve servicing systems, processes, and merchant experiences.
Requirements
- 2+ years of experience with loan servicing.
- Strong understanding of payments, ACH failures, and return codes.
- Experience resolving payment disputes and chargebacks, including evidence gathering and case representation.
- Experience identifying fraud signals, unusual account activity, and high-risk transaction patterns.
- Excellent communication skills and a data-driven approach to monitoring and optimizing recovery rates.
- Ability to work in an entrepreneurial environment and contribute to process improvement.
Nice to have
- Experience working at a fintech startup.
- Experience building teams and processes from the ground up.
- Fluency in or willingness to learn SQL, R, or Python for data analysis.
Culture & Benefits
- Equity grant.
- Medical, dental, and vision insurance.
- Unlimited paid time off and paid parental leave.
- Work-from-home flexibility and commuter benefits.
- Free lunches, 401(k), and an employee assistance program.
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