MLRO (Fintech)

Location: London, United Kingdom; hybrid

Company

High-risk payment platform operating as a PSP across regulated sectors including fintech, crypto, gambling, digital services, payment facilitation, and wallets. The infrastructure provides acquiring, payouts, multi-currency accounts, and banking rails, with licenses in Europe and the UK and principal membership of Visa and Mastercard.

What you will do

• Act as the appointed MLRO and oversee the AML/CFT compliance framework.
• Maintain and enhance AML, KYC, sanctions, and transaction monitoring policies.
• Review and approve high-risk customers and complex onboarding cases.
• Ensure compliance with European and UK regulatory requirements.
• Manage compliance relationships with regulators, banking partners, Visa, and Mastercard.
• Provide AML guidance and training across the business.

Requirements

• 5+ years of AML or compliance experience in payments, fintech, EMI, PSP, or crypto.
• Previous experience as an MLRO or Deputy MLRO.
• Strong knowledge of AML/CFT, sanctions, KYC, and financial crime regulations.
• Experience with high-risk merchants and regulated payment products.
• English required.
• Strong stakeholder management, regulatory communication, analytical, and problem-solving skills.

Culture & Benefits

• Collaborative and transparent team culture.
• High-impact role in a scaling fintech company.
• Competitive salary aligned with experience.
• Recognition of personal milestones and achievements.
• Social benefits.